21 Insurtech Startups in Germany to Watch in 2020

Germany's Insurtech sector is booming. This year’s list of the best 21 Germany Insurtech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.

The last update was made on January 24, 2023.

Curated by @gonsanchezs

Germany 10+ employees Fast-growing

European tech moves fast

Get unique, authentic analysis every Friday.

Get the full list of 9,200+ European tech companies

Download a carefully-curated .csv of over 9,200+ fast-growing European tech companies you can research, apply to and do business with.

Learn more

Clark is an insurance platform providing transparent, cheap and comprehensive insurance cover.

Frankfurt   101-250   $43,810,659  


Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

Berlin   101-250   $40,000,000  


Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Berlin   101-250   $59,900,000  

Element Insurance

Element Insurance is the leading white-label product factory for insurance and a leader in insurance digitalisation.

Berlin   51-100   $31,903,098  


Friendsurance launched the world's first peer-to-peer insurance model in 2010 and operates digital bancassurance as additional segment since 2017.

Berlin   101-250   $15,300,000  


Thinksurance is a technology distribution platform for business insurance used by brokers, agents, banks and further sales channels.

Frankfurt   51-100   $19,120,586  


NDGIT provides the API platform for banking and insurance.

Munich   11-50   $5,699,397  


Happycar offers customers an extended transparency of offers showing insurance packages, kilometer fees and one-way fees, among many others.

Hamburg   11-50   $4,476,290  


Covomo is a leading portal for all niche product insurances on a mission to empower people to easily protect the things they care about.

Frankfurt   11-50   $2,502,984  


Wetterheld provides online weather insurance for businesses.

Hamburg   1-10   $193,013  


Adesso is an IT company based in Germany that provides consulting and software development solutions.

Dortmund   1001-5000    


Eucon is a global solutions provider for business performance management and a specialist in added-value information systems

Münster   501-1000    

Deutsche Familienversicherung

Deutsche Familienversicherung is the first digitized insurer and the only functioning Insurtech on the German market.


Vathos Robotics

Vathos is a start-up company specializing in computer vision and machine learning for applications in robotics/factory automation.

Düsseldorf   1-10    


asuro designs a software which enables its clients to manage, track, and optimize all their insurance policies, premiums, and benefits.

Frankfurt   11-50    


mVISE AG uniquely combines IT expertise with mobile business solutions.

Düsseldorf   101-250    


Exactag is a marketing attribution technology company which transforms the way marketers evaluate, measure.



EASYCHARGE.me designs and produces innovative charging station for Electric Cars.



KiteBnB is a community marketplace dedicated to creating authentic travel experiences for kitesurfers.

Düsseldorf   1-10    


Ahd manage your IT with modular and transparent services - in the private cloud, public cloud and hybrid scenarios.



Worldwide Inline Process Control Solutions.

Essen   268319    

Get the full list of 9,200+ European tech companies

Download a carefully-curated .csv of over 9,200+ fast-growing European tech companies you can research, apply to and do business with.

  • Company
  • Industry
  • Location
  • Money Raised
  • URL
  • Linkedin URL
  • Company Size
  • ... and more
Download for €39

⚠️ Price goes up to €99 on February 07

Our Clients

  • Company
  • Hopin
  • Glovo
  • N26
  • Curve
  • Pipedrive
  • TIER
  • Veriff
  • Wolt
  • Alan
  • Industry
  • Events
  • Food
  • Fintech
  • Fintech
  • Sales
  • Mobility
  • AI
  • Food
  • Health
  • Location
  • London
  • Barcelona
  • Berlin
  • London
  • Tallinn
  • Berlin
  • Tallinn
  • Helsinki
  • Paris
  • Raise
  • $125M
  • $169M
  • $100M
  • $59M
  • $500M
  • $250M
  • $15M
  • $100M
  • $50M

Explore other top startups across Europe

London Startups

Forget all about Brexit. Europe's tech capital is still booming with fintech at its core.

Berlin Startups

In Berlin, a new startup is founded every 20 minutes. What else is there to say?

Paris Startups

Under President Macron's new regime, the Paris start-up scene is flying higher than ever before.