Fintech's tech sector is booming. This year’s list of the best 121 Fintech tech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.
The last update was made on November 26, 2022.
Curated by @gonsanchezs
Fintech 10+ employees Fast-growing
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Rapyd
Rapyd is a platform creating a cardless financial network.
Monzo
Monzo is a London-based digital-only bank platform.
Klarna
Klarna is an e-commerce payment solutions platform for merchants and shoppers.
Wirecard
Wirecard is fastest-growing digital platforms in the area of financial commerce.
TradingView
TradingView is the largest network of self-directed traders and investors with an advanced financial platform.
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Ebury
Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.
iBanFirst
iBanFirst operates as a financial services platform for SMEs.
Raisin
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.
October
October is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises.
Mimecast
Mimecast is a SaaS-based email management platform enabling companies to administer business communications and data.
SumUp
SumUp is a financial technology company that enables businesses to accept card payments at the Point-of-Sale or on the go.
Darktrace
Darktrace is an artificial intelligence company for cyber security.
SolarisBank
SolarisBank offers a platform that enables digital companies to create custom solutions for their unique financial needs.
Tide
Tide is a fintech and banking company that gives time back to business owners, so they can get back to doing what they love.
LendInvest
LendInvest operates an online marketplace for property lending and investing.
Karma
Karma designs and offers application to minimize the food waste in grocery stores and restaurants.
TrueLayer
TrueLayer provides a platform to build financial apps that connect to bank data, verify accounts, and access transactions in real time.
IMMO Investment Technologies
IMMO helps sell, rent & invest into residential real estate, thereby opening up a new asset class for investors.
nfinitiv
nfinitiv is an advisory firm that helps start-ups and scale-ups to help accelerate growth and scale.
Billie
Billie is a fintech startup that is reinventing the way small businesses manage their working capital.
Checkout
Checkout helps companies accept more payments around the world through one integration.
Agricool
Agricool grows local, tasty and pesticide-free fruits and vegetables by recycling shipping containers into urban farms.
Bnext
Bnext is the leading mobile-first neobank of Spain
TransferGo
TransferGo offers digital international money transfers for migrants and businesses.
Habito
Habito is the UK's digital mortgage broker, using technology to bring the mortgage-application process into the 21st century.
Carwow
Carwow helps efficiently connect car buyers to car dealers and makes buying a car easy and enjoyable.
Penta
Digital financial solutions for the Italian SME market
Penta
Penta is a digital platform for business banking aimed at SMEs and startups.
Yoyo Wallet
Yoyo Wallet is a mobile payment, loyalty and marketing platform.
iwoca
iwoca offers finance for businesses for various purposes ranging from bridging short-term cashflow gaps to investing in stock opportunities.
Chip Financial
Chip an automatic savings app that does all the hard work to make saving money as easy as spending it.
Ring
Ring is a European brand in vehicle lighting, auto electrics, workshop tools and auto accessories.
Axonius
Axonius is the cybersecurity asset management platform that lets IT and Security teams see devices for what they are to manage & secure all.
Binance Labs
Binance Labs is the venture arm of Binance, existing to grow the blockchain and crypto ecosystem.
Tractable
Tractable develops artificial intelligence for accident and disaster recovery.
Everledger
Everledger provides an immutable ledger for diamond and other asset ownership and related supply chain history.
Satispay
Satispay is a smart payment platform that enables individuals and merchants to send and receive payments.
BioCatch
BioCatch is a cybersecurity company that delivers behavioral biometrics, analyzing human-device interactions to protect users and data.
ClauseMatch
ClauseMatch is a financial technology company that provides software-as-a-service platform for smart document management.
Scandit
Scandit develops software for barcode scanning, text and objects recognition, and delivering real-time insights through augmented reality.
Younited-Credit
Younited Credit is a provider of an online platform to facilitate financial transactions between lenders and borrowers.
BUX
BUX makes it easy and affordable for people to engage in the financial markets through mobile platforms.
Taxfix
Taxfix is an app that simplifies complex tax filing systems by offering a chat-like interface only asking users questions that are relevant.
Bitstamp
Bitstamp allows companies and individuals from all around the world to buy and sell bitcoin, litecoin, ethereum, ripple, and bitcoin cash.
Worldcoo
Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users.
Augmentum Fintech
Augmentum Fintech is a venture capital fund with a focus in fast growing and/or high potential FinTech companies in the UK and Europe.
Coya
Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.
Zeitgold
Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.
Divido
Divido is a global white label consumer lending platform for financial institutions and multinational retailers.
fintonic
Fintonic is a free application that enables anyone to organize accounts and saving money.
Aleva Neurotherapeutics
Aleva Neurotherapeutics has developed a proprietary neurostimulation platform based on microDBS Technology
Moneybox
Moneybox is a mobile savings and investment app that enables users to round up their digital spare change into a Stocks & Shares ISA.
Bitwala
Bitwala is the bank account of the blockchain economy.
Dreams
Dreams is a Neo-bank that makes saving, spending and lending money easy, engaging, and social.
TotallyMoney
TotallyMoney puts customers right at the center of their credit data, helping them make smarter financial decisions.
Housfy
Housfy develops a digital platform designed to sell flats and houses between private individuals.
Finiata
Finiata provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology.
simplesurance
Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.
EclecticIQ
EclecticIQ is a global provider of Cyber Threat Intelligence technology solutions and Fusion Center operator.
Bitpanda
Invest in Bitcoin, gold and over 20 other digital assets on your phone or desktop. Fast, secure and 24/7.
Wrapp
Wrapp is The New Standard for rewarding purchases and customer loyalty.
Bynk
Bynk is a fintech company that provides personal loans, in a data-driven manner.
Adyen
Adyen offers Adyen platform that integrates gateway, risk management, processing, acquiring, and settlement of payments.
Trustly
Trustly provides a simplified Internet solution for online payments through a bank.
ChromaWay
ChromaWay is a platform which enables smart contracts and digital assets for financial applications and non-financial applications.
Surrogate.tv
The pioneers of gaming surrogacy.
PayKey
PayKey enables banks to offer their customers access to financial services, including P2P payments, from within any mobile application.
Anyfin
Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo.
MishiPay
Mishipay is an app allowing you to never have to stand in line to pay at a store again.
Windward
Windward is in the business of analysis to help people understand maritime risk and therefore take actions to reduce it.
Smartbox Group
Smartbox is a provider of experience gifts across eleven countries in Europe.
Mash
One of Europe's fastest growing FinTech companies driving innovation in payments and lending.
Pagantis
Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.
Pilot
Pilot is a marketplace where companies hire contract developers and designers.
Decisions
Decisions extends Office 365 with a solution to plan, organize and run successful meetings.
Homeday
Homeday is an online resource for finding a new home and getting in touch with a local realtor.
Gimi
Gimi is an educational app that teaches young adults about money.
kompany
kompany is a global RegTech platform for global business verification and Business KYC
bonify
Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.
FreeAgent
FreeAgent provides online accounting and money management software for small businesses and freelancers.
Kreditz
Kreditz real-time credit score based on bank transaction data from the past 12 months.
Corlytics
Corlytics is a risk focused financial intelligence technology company. It is the world leader in regulatory risk intelligence.
Zirra
Clear, structured, alternative data-driven insights, purposefully built to improve your alpha and risk exposure.
Bitrefill
Bitrefill offers gift cards, mobile phone refills, and lightning network services on a global scale, receiving bitcoin and cryptocurrencies.
NoTraffic
Traffic management platform based on smart sensors which prepares the road infrastructure for the connected and autonomous era.
MyCheck
MyCheck is a mobile application that enables users to split and pay bills for goods and services through their mobile devices.
Baobab
Baobab is a digital finance company focusing on financial inclusion in Africa and China.
Peerby
Peerby.com is a website and mobile app enabling consumers to borrow products by asking around in their neighborhood.
FinLab
FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.
Wagestream
Wagestream is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app.
KupiVIP
KupiVIP is a Russian online fashion retailer selling discounted fashion and home goods from high-street and luxury brands.
M14 Industries
M14 Industries is the a white label dating platform.
Enmacc
Enmacc is an independent OTC energy trading platform that provides sales trading and makes energy trading.
Likvido
We're an accounts receivables platform for SMEs, solving the biggest reason for bankruptcies in Europe: missing liquidity.
ProntoPiso
ProntoPiso offers real estate services that provide advise during the buying and selling of properties.
Upflow
Upflow is a technology company building the payment platform for B2B businesses. Get paid faster, simpler.
Capital Cell
Capital Cell is a European equity crowdfunding platform for biotech & healthcare projects based in Barcelona and Cambridge/UK.
MyWallSt
Everyone should be able to own their financial future. MyWallSt is here to guide and support you in your investing life.
Nomoko
Nomoko builds the digital infrastructure for the 4th Industrial revolution--the Mirror World
Arviem
Arviem provides supply chain visibility solutions via IoT enabled real-time cargo tracking and monitoring and cloud based data analytics.
payever
payever is a unique commerce solution that covers the whole sales cycle, from online shop and point of sale software to payment.
Tradeplus24
It is specialises in providing Swiss KMUs with state of the art Insurance and Receivables Finance solutions.
Kovrr
Enabling (Re) Insurers to transparently predict and price cyber risk.
Kaching
Kaching develops a cloud-based mobile retail platform.
Zeek
Zeek is an online marketplace that enables its users to sell unwanted vouchers in exchange for cash and purchase discounted gift cards.
Trisbee
Cashless Payments platform.
Chooose
Chooose makes people and companies climate positive.
Creamfinance
Creamfinance is a financial services company based on cutting edge financial technology instruments.
Finanzguru
Finanzguru is an AI based financial assistant.
Remente
Remente, an online mental health-based platform, helps its users improve their mental strength, reach their goals, and enhance their lives.
3fbio
A technology spin-out company from the University of Strathclyde.
Loungers
Loungers operates a chain of cafes, bars and restaurants across Britain.
Vivense Home & Living
Vivense is a Turkish online furniture store that connects customers with furniture manufacturers.
Grupa Pracuj
Grupa Pracuj, the owner of GP HR VENTURES, is the fastest developing technological companies in Central Europe providing HR solutions.
OriginTrail
First purpose-built protocol for supply chain based on blockchain
Lemongrass Consulting
Lemongrass Consulting is World class consultants. Extensive SAP experience. Innovative solutions.
TravelNest
TravelNest is an advertising optimisation platform for holiday rental owners.
Owlin
Owlin is an ambitious technology company developing real-time data analysis and cutting edge.
PAYMILL
PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.
Delivery Club
Delivery Club is the market leading food delivery company in Russia with over 4,000 restuarnts in 75 cities.
PayPlug
Payment plugin (PayPlug.in) is a cloud-based payment gateway that facilitates online payments for SMBs.
Proceedix
Proceedix is a Software as a Service-based central platform for managing enterprise procedures and instructions in an easy way.
RightMesh
Right Mesh is on a mission to connect the next billion users without infrastructure.
Foundries.io
Foundries.io delivers secure, over-the-air updatable software platforms for embedded product development.
Unnax
Unnax enables businesses to access financial-related data from customers in a simple and secure way.
NAGA Group
The NAGA Group is a fintech company provides access to the best market tools for everyone across the globe.
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