69 Insuretech Startups to Watch (and Work for) in 2023
The Insuretech tech sector in Europe booming. In 2022, Insuretech raised $720 Million in capital (after raising $1.3 Billion in 2021). Whether you're an experienced investor, a determined founder, or a resourceful operator this year's list of top 69 tech startups is worth exploring. It includes companies of various sizes, ranging from those experiencing rapid growth to smaller, creative startups.
Last update: September 12, 2023
Featured companies in Insuretech
Get access to the Seedtable database with +15,000 companies (207 from Insuretech)Featured
AI-driven insurance pricing.
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Latest Funding
$27 Million · Series B
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Employees
51 to 100
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Investors
FinTLV Ventures
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Business Model
B2B, SAAS
-
Industries
Insuretech
-
Locations
Paris
-
Contact
•••••@akur8-tech.com
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Featured
Embedded insurance orchestration.
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Latest Funding
$30 Million · Series C
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Employees
51 to 100
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Investors
Prime Ventures, Alven Capital, Kreos Capital, Anthemis
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Business Model
B2B, SAAS
-
Industries
Insuretech
-
Locations
Brussels
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Contact
•••••@qover.com
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Featured
Visual intelligence platform for the insurance industry.
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Latest Funding
$8.2 Million · Series B
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Employees
51 to 100
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Investors
Blackfinch Ventures, Big Sur Ventures, K Fund
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Business Model
B2B
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Industries
AI, Insuretech
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Locations
Madrid
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Contact
•••••@bdeo.io
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List of 69 top tech companies in Insuretech
Get access to the Seedtable database with +15k companies (207 from Insuretech)Luko is a neo-insurance company that provides home insurance and security technology.
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Latest Funding
$61 Million · Series B
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Industries
Fintech, Hardware, AI, Insuretech, Internet of Things
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Locations
Paris
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Employees
11 to 50
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Business Model
B2C
-
Investors
EQT Ventures, Accel, Speedinvest
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Contact
•••••@luko.eu
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AI to track accident photos of the damage to predict repair cost.
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Latest Funding
$65 Million · Series E
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Industries
Insuretech, Machine Learning
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Locations
London
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Employees
101 to 250
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Business Model
B2B
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Investors
415 vc, Zetta Venture Partners, Isomer Capital, SoftBank Group, Acequia Capital, Insight Venture Partners
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Contact
•••••@tractable.ai
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Admin tools for insurance companies.
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Latest Funding
$5.2 Million · Seed
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Industries
Insuretech, Productivity Tools
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Locations
Barcelona
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Employees
51 to 100
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Business Model
B2B, SAAS
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Investors
CDTI, Caixa Capital Risc
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Contact
•••••@inari.io
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Acheel is an assurtech company that offers 100% digital, accessible and innovative insurance.
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Latest Funding
$35 Million
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Industries
Fintech, Insuretech, Mobile, Payments, Ecommerce
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Locations
Paris
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Employees
11 to 50
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Business Model
B2C
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Investors
Serena
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Contact
•••••@acheel.com
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Insurance for freelancers and small businesses.
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Latest Funding
$11 Million · Series A
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Industries
Fintech, Insuretech, Ecommerce
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Locations
Amsterdam
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
BNP Paribas, Opera Tech Ventures, Fly Ventures, Accel, Visionaries Club, Frontline Ventures
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Contact
•••••@insify.com
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Seyna is licensed as an insurance carrier by the ACPR.
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Latest Funding
$38 Million · Series A
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Industries
Fintech, Insuretech, Ecommerce
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Locations
Paris
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Employees
1 to 10
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Business Model
B2B, SAAS
-
Investors
Elaia, Global Founders Capital (GFC)
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Contact
•••••@seyna.eu
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Data-driven climate risk modeling insurance platform.
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Latest Funding
$120 Million · Series B
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Industries
Fintech, Insuretech
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Locations
Paris
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Employees
101 to 250
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Business Model
B2B, SAAS
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Investors
Highland Europe, Serena, Eurazeo
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Contact
•••••@descartesunderwriting.com
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Leocare Assurance is an insurer that offers multi-equipment contracts.
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Latest Funding
$110 Million
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Industries
Fintech, Insuretech
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Locations
Paris
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Employees
101 to 250
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Business Model
B2B, B2C
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Investors
Felix Capital, Eight Roads Ventures, Daphni, Ventech
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Contact
•••••@leocare.eu
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Napo is an Insurtech start-up committed to bringing innovative, customer-centric and transparent products to the market.
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Latest Funding
$18 Million
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Industries
Edtech, Fintech, Insuretech, Sales and Marketing, Ecommerce
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Locations
London
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Helvetia Venture Fund, Sarona Ventures, DN Capital, FJ Labs, Picus Capital
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Contact
•••••@napo.pet
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One-stop digital health insurance solution.
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Latest Funding
$34 Million · Series F
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Industries
Health Tech, Insuretech
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Locations
Munich
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Employees
101 to 250
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Business Model
B2B, B2C
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Investors
HV Capital, Earlybird Venture Capital, Vorwerk Ventures, btov Partners, TEV Ventures
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Contact
•••••@ottonova.de
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Insurance for small businesses.
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Latest Funding
$50 Million · Series B
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Industries
Fintech, Insuretech, Cybersecurity
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Locations
London
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Employees
51 to 100
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Business Model
B2B
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Investors
Atami Capital, Earlymarket, Bpifrance, Concentric, Seedcamp
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Contact
•••••@gosuperscript.com
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Insurance coverage risk for natural hazards.
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Latest Funding
$14 Million · Series A
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Industries
Climate Tech & Green Tech, Insuretech
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Locations
Barcelona
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Employees
11 to 50
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Investors
Microsoft, Kibo Ventures
-
Contact
•••••@mitigasolutions.com
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Tech-enabled life insurance provider.
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Latest Funding
$11 Million · Series A
-
Industries
Insuretech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2C
-
Investors
Singular VC, Mundi Ventures
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Contact
•••••@life5.com
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Balance Re is the life reinsurance startup specialized in quantitative asset-liability management.
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Latest Funding
$10 Million · Series A
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Industries
Fintech, Insuretech, Data and Analytics
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Locations
London
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Employees
11 to 50
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Business Model
B2B
-
Investors
Anthemis
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Contact
•••••@balance.re
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Insurance and benefits to make independent work, work for everyone.
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Latest Funding
$10 Million
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Industries
Fintech, Insuretech
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Locations
London
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Employees
51 to 100
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Business Model
B2B
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Investors
Stride VC, NFX, Insurtech Gateway
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Contact
•••••@collectivebenefits.com
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Concirrus support digital transformation of the specialty insurance industry using the latest developments in technology.
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Latest Funding
$6 Million
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Industries
Climate Tech & Green Tech, Fintech, Insuretech, Machine Learning, Mobile, Data and Analytics, Business Intelligence, Supply Chain & Logistics
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Locations
London
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Employees
101 to 250
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Business Model
B2B, SAAS
-
Investors
CommerzVentures
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Contact
•••••@concirrus.com
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Hyperexponential is a provider of mathematical modeling software for the commercial insurance sector.
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Latest Funding
$18 Million · Series A
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Industries
Fintech, Insuretech, Data and Analytics, Business Intelligence
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Locations
London
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Employees
1 to 10
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Business Model
B2B, SAAS
-
Investors
Highland Europe
-
Contact
•••••@hyperexponential.com
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Konsileo is a commercial insurance broker using technology to empower individuals and replace hierarchical management.
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Latest Funding
$5.7 Million · Series A
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Industries
Fintech, Insuretech
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Locations
London
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Employees
11 to 50
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Business Model
B2B
-
Investors
ACF Investors
-
Contact
•••••@konsileo.com
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Lovys is an insurance company that offers auto insurance and financial services.
-
Latest Funding
$21 Million · Series A
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Industries
Fintech, Insuretech, Ecommerce
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Locations
Paris
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Employees
101 to 250
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Business Model
B2B, B2C
-
Investors
Heartcore, Plug and Play Spain, Portugal Ventures
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Contact
•••••@lovys.com
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Novelda is a sensor company specializing in nanoscale wireless low-power ultra wideband technology for high resolution impulse radar.
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Latest Funding
$44 Million · Series F
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Industries
Climate Tech & Green Tech, Hardware, Insuretech, Proptech & Real Estate, Navigation and Mapping, Internet of Things, Semiconductor
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Locations
Oslo
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Employees
51 to 100
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Business Model
B2B
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Investors
Investinor
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Contact
•••••@novelda.com
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Urban Jungle offers simple, fair and affordable insurance, unlocked using the latest technology.
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Latest Funding
$11 Million · Seed
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Industries
Fintech, Insuretech, Proptech & Real Estate
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Locations
London
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Employees
11 to 50
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Business Model
B2C
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Investors
Eka Ventures, Mundi Ventures, Portfolio Ventures
-
Contact
•••••@myurbanjungle.com
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Zelros is an end-to-end AI business platform that integrate standard scenarios for sales & claims.
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Latest Funding
$11 Million · Series A
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Industries
Fintech, AI, Insuretech, Machine Learning
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Locations
Paris
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
Isai, Plug and Play Spain
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Contact
•••••@zelros.com
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Specialized in advanced geological and numerical services.
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Latest Funding
$4.1 Million · Series A
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Industries
Health Tech, Insuretech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
EIC Accelerator
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Contact
•••••@saalg.com
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Cybersecurity insurance platform.
-
Latest Funding
$12 Million · Series A
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Industries
Insuretech, Cybersecurity
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Locations
Paris
-
Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
XAnge, Breega Capital
-
Contact
•••••@dattak.io
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Customized insurance products and integrates them into digital processing systems.
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Latest Funding
$11 Million · Series B
-
Industries
Health Tech, Insuretech
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Locations
Rostock
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Employees
51 to 200
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Business Model
B2B, SAAS
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Investors
Claret Capital Capital, Seventure Partners, Element Ventures, Blue Impact Ventures
-
Contact
•••••@partner.hepster.com
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Artificial is building the next generation of insurance technology to empower commercial insurers to write better risks, faster.
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Latest Funding
$12 Million · Series A
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Industries
Fintech, AI, Insuretech, Developer Tools
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Locations
London
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
Force Over Mass Capital, Mundi Ventures
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Contact
•••••@artificial.io
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All-in-one employee benefts platform.
-
Latest Funding
$16 Million · Series A
-
Industries
Health Tech, Fintech, Insuretech, Hiring and Recruitement, Payments
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Locations
London
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
DN Capital, Seedcamp, Atomico, Cherry Ventures
-
Contact
•••••@thanksben.com
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Digital platform for personal healthcare.
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Latest Funding
$6.4 Million · Series A
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Industries
Health Tech, Fintech, Insuretech, Mobile, Payments, Ecommerce
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Locations
Vienna
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Employees
11 to 50
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Business Model
B2B, B2C, SAAS
-
Investors
Seedcamp, Speedinvest, Calm/Storm Ventures
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Contact
•••••@hi.health
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Hoggo is an unique platform managing all the insurance for enterprise as well as a lot of HR benefits.
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Latest Funding
$13 Million · Series A
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Industries
Fintech, Insuretech, Hiring and Recruitement, Ecommerce
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Locations
Paris
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Employees
11 to 50
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Partech Ventures, Global Founders Capital (GFC)
-
Contact
•••••@hoggo.com
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Laka is building the leading Green Mobility insurer globally
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Latest Funding
$1.5 Million · Series A
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Industries
Fintech, Insuretech, Sportstech
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Locations
London
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Employees
51 to 100
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Business Model
B2C
-
Investors
Local Globe, Creandum, Ponooc
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Contact
•••••@laka.co
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Satellite risk assessment and monitoring system.
-
Latest Funding
$2.3 Million · Seed
-
Industries
Insuretech
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Locations
Tallinn
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Employees
1 to 10
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Business Model
B2B
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Investors
Inventure, Specialist VC, Superangel, Lemonade Stand
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Contact
•••••@value.space
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AI-powered insurance process optimization platform.
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Latest Funding
$2 Million · Pre Seed
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Industries
Insuretech
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Locations
London
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Employees
11 to 50
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Business Model
B2B
-
Investors
500 Global
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Contact
•••••@desaisiv.com
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Digital asset protection platform.
-
Latest Funding
$30 Million · Series B
-
Industries
Fintech, Crypto & web3, Insuretech, Privacy and Security
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Locations
Cardiff
-
Employees
51 to 100
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Business Model
B2B
-
Investors
Foundation Capital, Element Ventures, Insurtech Gateway
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Contact
•••••@coincover.com
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Aventus Platform is enables insurance businesses to create a seamless customer experience for any insurance line, through any channel.
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Industries
Fintech, Insuretech, Business Intelligence, CRM
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Locations
London
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
Outward VC, Notion Capital, Triple Point Ventures, Haatch
-
Contact
•••••@aventusplatform.com
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Climate X delivers climate risk-related ratings and asset level financial impacts for extreme weather events linked to climate change.
-
Latest Funding
$5.4 Million · Seed
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Industries
Fintech, Agritech, Insuretech, Data and Analytics, Energy & Nuclear, Business Intelligence
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Locations
London
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
CommerzVentures, A/O PropTech, Pale Blue Dot, Blue Impact Ventures
-
Contact
•••••@climate-x.com
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Elma makes healthcare access a patient-centric and totally personal experience using technology, and running an insurance business.
-
Latest Funding
$590 Thousand · Pre Seed
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Industries
Health Tech, Fintech, Insuretech
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Locations
Barcelona
-
Employees
11 to 50
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Business Model
B2B
-
Investors
Arroba Capital, Mangrove Capital Partners, Extension Fund
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Contact
•••••@elma.care
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Claims management software for insurance companies.
-
Latest Funding
$40 Million · Series B
-
Industries
Insuretech
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Locations
Dublin
-
Employees
501 to 100
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Business Model
B2B, SAAS
-
Contact
•••••@fineos.com
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Flitter is a neo-insurance company that provides pay-per-mile insurance and connected technology.
-
Latest Funding
$2.8 Million · Seed
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Industries
Fintech, Insuretech
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Locations
Paris
-
Employees
1 to 10
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Business Model
B2B, B2C
-
Investors
Kima Ventures, Global Founders Capital (GFC)
-
Contact
•••••@flitter.fr
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GarantMe is a joint-stock company.
-
Latest Funding
$4.7 Million · Series A
-
Industries
Fintech, Insuretech, Proptech & Real Estate
-
Locations
Paris
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Employees
11 to 50
-
Business Model
B2C
-
Investors
Axeleo Capital
-
Contact
•••••@garantme.fr
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iRaiser is a SaaS vendor for nonprofits providing online fundraising solutions.
-
Latest Funding
$2.6 Million
-
Industries
Fintech, Insuretech
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Locations
Paris
-
Employees
11 to 50
-
Business Model
B2B, SAAS
-
Investors
Impact Partenaires, Oltre Venture
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Contact
•••••@iraiser.eu
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Ki Insurance is a fully digital and algorithmically-driven Lloyd’s of London syndicate offering instant capacity, accessible at any time.
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Latest Funding
$500 Million
-
Industries
Fintech, Insuretech
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Locations
London
-
Employees
11 to 50
-
Business Model
B2B
-
Contact
•••••@ki-insurance.com
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Loadsure is a spot freight cargo insurance company.
-
Latest Funding
$11 Million · Series A
-
Industries
Fintech, Insuretech, Mobility & Transportation, Ecommerce
-
Locations
London
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Employees
1 to 10
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Business Model
B2B
-
Investors
MMC Ventures, Insurtech Gateway
-
Contact
•••••@loadsure.net
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Ondato is a tech company that streamlines KYC and AML-related processes.
-
Latest Funding
$4.2 Million · Seed
-
Industries
Fintech, Insuretech, Legal Tech
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Locations
London
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Employees
101 to 250
-
Business Model
B2B, SAAS
-
Investors
Startup Wise Guys
-
Contact
•••••@ondato.com
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SaaS modelling platform for insurers and banks
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Latest Funding
$4.6 Million
-
Industries
Edtech, Fintech, AI, Insuretech, Machine Learning, Data and Analytics
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Locations
London
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
Calculus Capital
-
Contact
•••••@optalitix.com
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Particeep offers banks, insurers and asset management companies no code solutions to sell financial products on any online channel
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Latest Funding
$2.4 Million
-
Industries
Fintech, Insuretech
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Locations
Paris
-
Employees
11 to 50
-
Business Model
B2B, SAAS
-
Investors
Truffle Capital
-
Contact
•••••@particeep.com
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Smart claims platform for augmented insurance
-
Latest Funding
$10 Million · Series A
-
Industries
Health Tech, AI, Insuretech, Machine Learning, Data and Analytics, Business Intelligence, Enterprise Software
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Locations
Paris
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Employees
11 to 50
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Business Model
B2B, SAAS
-
Investors
Elaia, Entrepreneur First
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Contact
•••••@qantev.com
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HealthyHealth is now Qumata. We are building a new Standard for Life and Health Insurance Underwriting.
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Latest Funding
$10 Million · Series A
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Industries
Fintech, Insuretech, Ecommerce
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Locations
London
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Employees
11 to 50
-
Business Model
B2B, B2C
-
Investors
MMC Ventures
-
Contact
•••••@qumata.com
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reciTAL is an Intelligent Documents Processing company allowing to process automatically emails, attachments, PDF, scans...
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Latest Funding
$4.1 Million
-
Industries
Fintech, AI, Insuretech, Proptech & Real Estate, Data and Analytics
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Locations
Paris
-
Employees
11 to 50
-
Business Model
B2B, SAAS
-
Investors
Breega Capital
-
Contact
•••••@recital.ai
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Singular Cover is the online insurance for small businesses, made just for you. Simple to understand and buy, in just a few clicks.
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Industries
Fintech, Insuretech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, B2C
-
Investors
Global Founders Capital (GFC), Extension Fund
-
Contact
•••••@singularcover.com
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Unkle is a one-stop-shop insurtech insurance for real estate. Renting made easier
-
Latest Funding
$11 Million · Series A
-
Industries
Fintech, Insuretech, Proptech & Real Estate, Ecommerce
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Locations
Paris
-
Employees
11 to 50
-
Business Model
B2B
-
Investors
Eurazeo, Mundi Ventures
-
Contact
•••••@unkle.fr
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Employee benefits platform.
-
Latest Funding
$16 Million · Series A
-
Industries
Fintech, Insuretech, Mobile, Hiring and Recruitement
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Locations
Braga
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Employees
51 to 100
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Business Model
B2B, SAAS
-
Investors
Breega Capital
-
Contact
•••••@coverflex.com
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We are building the world’s most powerful insurance platform to make sure that everyone is properly protected, everywhere and anytime.
-
Latest Funding
$63 Million · Series B
-
Industries
Fintech, Insuretech, Mobile
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Locations
Heidelberg
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Employees
101 to 250
-
Business Model
B2B, B2C
-
Investors
CommerzVentures, ABACON CAPITAL, Acton Capital, Earlybird Venture Capital, Capnamic Ventures, btov Partners
-
Contact
•••••@hellogetsafe.com
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Stable is a risk management platform that helps businesses manage exposure to volatile commodity prices.
-
Latest Funding
$47 Million
-
Industries
Fintech, Agritech, Insuretech, Data and Analytics, Business Intelligence
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Locations
New York
-
Employees
51 to 100
-
Business Model
B2B
-
Investors
Notion Capital, Anthemis, Syngenta Ventures
-
Contact
•••••@stable.bm
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Risk and Insurance OS for SMBs
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Latest Funding
$4.4 Million · Seed
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Industries
Insuretech
-
Locations
Berlin
-
Employees
1 to 10
-
Business Model
B2B, FREEMIUM
-
Investors
Pact, Atlantic Labs
-
Contact
•••••@surein.de
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Area9 Lyceum is a cloud-based educational platform to provide online learning modules for schoolchildren, students and professionals.
-
Latest Funding
$23 Million
-
Industries
Health Tech, Edtech, Biotech, Deep Tech, Insuretech
- Locations
-
Employees
51 to 100
-
Business Model
B2B, SAAS
-
Investors
LEGO Ventures
-
Contact
•••••@area9lyceum.com
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We're building an advanced way for millions of people to protect themselves and their loved ones.
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Latest Funding
$2.4 Million · Seed
-
Industries
Fintech, Insuretech
-
Locations
London
-
Employees
11 to 50
-
Business Model
B2B, B2C
-
Investors
Form Ventures
-
Contact
•••••@bequest.com
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BIMA provides digital health and insurance services in emerging markets.
-
Latest Funding
$30 Million
-
Industries
Health Tech, Fintech, Insuretech, Mobile
-
Locations
London
-
Employees
1001 to 5000
-
Contact
•••••@bimamilvik.com
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Our weather intelligence platform helps construction companies identify, avoid, mitgate and transfer weather risk.
-
Latest Funding
$1.1 Million · Seed
-
Industries
Crypto & web3, Insuretech, Proptech & Real Estate
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Locations
London
-
Employees
1 to 10
-
Business Model
B2B, SAAS
-
Investors
Insurtech Gateway
-
Contact
•••••@ehab.co
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Digital platform for car owners.
-
Latest Funding
$5.9 Million
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Industries
Insuretech, Mobile, Mobility & Transportation, Supply Chain & Logistics
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Locations
Amsterdam
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Employees
51 to 100
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Finch Capital, Mundi Ventures
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Contact
•••••@fixico-business.com
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Hometree exists to make home ownership simple & sustainable
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Latest Funding
$9.1 Million · Series A
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Industries
Fintech, Insuretech, Proptech & Real Estate, Energy & Nuclear, Internet of Things, ElderTech
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Locations
London
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Employees
51 to 100
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Anthemis, DN Capital
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Contact
•••••@hometree.com.au
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Indeez is an European insurtech focused on everyday needs of independent workers, by providing them with better income protection.
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Latest Funding
$9.2 Million · Series A
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Industries
Fintech, Insuretech, Ecommerce, Service Industry
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Locations
Paris
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Employees
1 to 10
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Business Model
B2B, B2C
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Investors
Elaia, Mosaic Ventures
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Contact
•••••@indeez.eu
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Insly is cloud-based insurance software for insurance brokers and agents to replace papers and spreadsheets.
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Latest Funding
$1.1 Million · Seed
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Industries
Fintech, Insuretech
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Locations
London
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Employees
51 to 100
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Business Model
B2B, SAAS
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Investors
Concentric, Black Pearls VC
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Contact
•••••@insly.com
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Instanda is a provider of a no-code core insurance platform that allows insurance companies to build, configure, and launch products online.
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Latest Funding
$45 Million · Series B
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Industries
Fintech, Insuretech
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Locations
London
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Employees
101 to 250
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Business Model
B2B, SAAS
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Contact
•••••@instanda.com
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On demand micro insurance for circular economy platforms
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Latest Funding
$5.3 Million
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Industries
Fintech, Insuretech, Privacy and Security
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Locations
Stockholm
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Inventure, Mundi Ventures, Luminar Ventures
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Contact
•••••@omocom.insurance
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Penni.io provides a SaaS platform for digital insurance distribution.
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Latest Funding
$6.6 Million · Seed
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Industries
Fintech, Insuretech
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Locations
Copenhagen
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
Seed Capital
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Contact
•••••@penni.io
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Skyline Partners is a private-equity-funded Insurtech company, focusing solely on index-based parametric insurance.
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Latest Funding
$1.1 Million
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Industries
Fintech, Insuretech, Mobility & Transportation
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Locations
London
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Employees
1 to 10
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Business Model
B2B
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Investors
West Hill Capital
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Contact
•••••@skylinepartners.org
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