Payments's tech sector is booming. This year’s list of the best 121 Payments tech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.
The last update was made on September 14, 2022.
Curated by @gonsanchezs
Payments 10+ employees Fast-growing
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Curve
Curve is an Over The Top banking platform that consolidates all bank cards into a single smart card and app.
Rapyd
Rapyd is a platform creating a cardless financial network.
TransferWise
TransferWise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.
Wirecard
Wirecard is fastest-growing digital platforms in the area of financial commerce.
GoCardless
GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.
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Ebury
Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.
WorldRemit
WorldRemit is a money transfer service that helps migrants send money to their loved ones all over the world.
Darktrace
Darktrace is an artificial intelligence company for cyber security.
Blockchain
Blockchain is a web-based bitcoin platform.
Currencycloud
Currencycloud is a global payment platform that serves businesses by providing technologies that makes payments frictionless.
Soldo
Soldo is a multi-user expense account helping companies manage their budgets.
Checkout
Checkout helps companies accept more payments around the world through one integration.
Luxoft
Luxoft is an IT company that works globally to give customers software development, product engineering, and consulting.
Trussle
Trussle is a free online mortgage broker that works with much needed transparency.
Bitstamp
Bitstamp allows companies and individuals from all around the world to buy and sell bitcoin, litecoin, ethereum, ripple, and bitcoin cash.
Ledger
Ledger develops security solutions for cryptocurrency and blockchain applications.
Verse
Verse is the checking account without a Bank, taking the friction out of spending and sharing money.
Neufund
Neufund is building a blockchain-based and investor-directed platform which bridges the world of cryptocurrency and equity.
Finiata
Finiata provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology.
EclecticIQ
EclecticIQ is a global provider of Cyber Threat Intelligence technology solutions and Fusion Center operator.
Bitpanda
Invest in Bitcoin, gold and over 20 other digital assets on your phone or desktop. Fast, secure and 24/7.
Kard
Kard is a mobile banking alternative for the new generation, offering a never-seen-before customer experience that is cool, social & free.
PayKey
PayKey enables banks to offer their customers access to financial services, including P2P payments, from within any mobile application.
Evercompliant
Providing merchant fraud detection and monitoring
TransferMate Global Payments
TransferMate is a global B2B payments technology that enables companies to send & receive payments cheaper, faster, easier than ever before.
Authenteq
Authenteq is an automatic identity verification and privacy platform that issues a blockchain based, self owned & controlled digital ID.
Kiwi
Kiwi.com is a flight booking engine that consists of an extensive database of flights from all over the world.
Libeo
Libeo is on a mission to simplify processing and payment of account payables for SMEs.
Identiq
The Anonymous Verification Network
buguroo
buguroo is specialized in the development of software for online fraud prevention.
DocDoc
DocDoc.ru provides service for searching doctors from Moscow region clinics.
Sorted Group
Sorted Group is a global SaaS company that provides data-driven software for checkouts, warehouses, and shipping.
Crypto Finance
Crypto Finance AG provides professional investors blockchain financial services in crypto asset management, brokerage and storage solutions.
FinLab
FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.
KupiVIP
KupiVIP is a Russian online fashion retailer selling discounted fashion and home goods from high-street and luxury brands.
Traxpay
Traxpay is transforming the way businesses communicate, interact, and transact across the supply chain.
Gjirafa
Gjirafa is a video content and e-commerce platform for the Balkans built on top of an Albanian language specialized search engine.
Trisbee
Cashless Payments platform.
CGTrader
CGTrader is the world's preferred source for quality 3D content, optimized for e-Commerce, Gaming, AR/VR, Entertainment and 3D Printing.
Billogram
Billogram is a Sweden-based company that offers a simplified invoicing service for small and large corporations.
Lix Technologies
Lix is the new digital way of obtaining knowledge for your education.
Colendi
Colendi is comprehensive decentralized credit scoring protocol and microcredit platform with blockchain and machine learning technologies
Safello
Safello operates a bitcoin exchange and related services in the European market.
ICONIUM
ICONIUM is backing the best Blockchain-based token sales and invest in digital assets Worldwide.
PAYMILL
PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.
PayPlug
Payment plugin (PayPlug.in) is a cloud-based payment gateway that facilitates online payments for SMBs.
TerraPay
TerraPay is a global mobile-first payments service that allows anyone, anywhere, to send money to a mobile number instantly.
ACINQ
ACINQ is one of the companies working on Bitcoin scalability.
Payr
Payr is the next generation mobile banking and product comparison app
Trezeo
Trezeo provides financial stability for self-employed workers in the gig economy by turning unpredictable income into regular pay cheques.
mCASH
mCASH is a Norwegian startup company that offers an instant smart mobile payment system.
Governance.com
Governance.com provides smart technology and support services to simplify the control of regulated companies.
Trepup.com
Trepup.com is a business networking service company based in Baar, Switzerland.
RAISON
RAISON is a platform for operations with investments and personal finance.
3radical
3radical's mobile gamification platform enables Brands to achieve unprecedented levels of consumer engagement.
ARYZE
Creating the cash for a digital tomorrow.
Airchip
A mobile payment, ticketing and marketing platform & app for events, festivals and venues
SIBEX
SIBEX is a software development company
Wello
Wello produces wave energy converters with minimal impact to the environment.
Bloomio
Bloomio is a seed stage crowdfunding capital based on blockchain technology.
Intechnica
Intechnica enables rapid business growth by delivering cost-effective digital innovation and transformation solutions.
Kepler
Kepler is a provider of space efficient, cost effective, affordable and flexible accommodation solutions.
COMSA
A one-stop solution that includes a creation of multi-language whitepaper, pre-configured token sale dashboard.
Neosurance
Provides insurers with a customer insight and profiling platform enabling the sale of instant micropolicies through push notifications
Sugartrends
Sugartrends is an online marketplace for stores of all types around the world.
Stonestep
Stonestep is a next generation insurance platform offers integrated sales and customer experience tools.
MotionsCloud
MotionsCloud is an AI claims automation engine for property and motor insurances.
Genkyotex
Genkyotex develops innovative drugs to block the NOX enzymes that produce oxygen radicals.
Unloc
Unloc AI provides more freedom with open doors via sharing digital keys.
Cambridge Glycoscience
Cambridge Glycoscience is a biotechnology platform that makes sugar substitutes that actually work in food.
Northern Bitcoin
Northern Bitcoin has made it its mission to challenge the status quo of bitcoin mining, and to redefine it.
Hold
Hold is engaging a generation of digital natives to ‘make it happen’ by rewarding them for putting down their phones.
B2BX exchange
B2BX – professional digital asset exchange. Full-featured spot trading platform for major digital assets and cryptocurrencies.
The Abyss
The Abyss is a next-generation digital distribution platform.
Oncrawl
OnCrawl is a powerful SEO crawler and log analyzer for enterprise SEO audits and daily monitoring.
USDX Wallet
USDX Wallet is a blockchain-based payment system without Banks, Borders or Fees.
Online Patent
Online Patent develops an IT-platform for intellectual property management, allowing to automate the typical patent attorney actions.
Muume
MUUME is a platform for digitalServices for daily consumption.
Worldcore
Worldcore is a Czech-based regulated payment institution offering wide range of payment solutions for everyone
Siqens
Siqens is a German start-up which provides self-sufficient energy systems.
Midex
First EU regulated Crypto-Fiat Exchange
Zitec
Zitec is a software company specialized in online products and applications development.
Cindx
Cindx is a fund management hub to prosper in crypto.
Cardiomatics
Cardiomatics™ is a cloud AI tool for ECG analysis. Simply give us a raw ECG signal and our algorithms will turn it into valuable analysis.
Neat
Neat is an independent design and development company.
E-contenta
AI driven platform that help brands to distribute their editorials in the format of native advertising
SpacePass
SPACEPASS is a centralized booking platform, integration hub and SaaS solutions for the coworking and flex-office industry
Regit
Using data to help motorists connect with brands at the key moments that matter all the way through their ownership lifecycle
Memento Payments
Memento Payments offer the next generation social payment platform for banks.
Pony Zero
Pony Zero is one of the Italian leading companies in environmental friendly first and last mile logistics.
QikServe
QikServe is the enterprise platform for guest self-service in hospitality.
NKolayOfis
NKolayOfis is a new generation cloud based Bookkeeping and Financial Application platform with online bank account aggregation for SMEs.
Messenger
Messenger is a mobile app which allows you to communicate with your friends and expand your social circle.
Dialog Semiconductor
Dialog Semiconductor makes energy-efficient, highly-integrated, and mixed signal ICs for mobile, IoT, and solid state lighting applications.
CoinMetro
Hong Kong-based financial platform fueling the future of blockchain innovation.
Emphy
Emphy is decentralized blockchain lodging ecosystem.
The B2 Group
The B2 Group is an innovative software and services provider, specialising in the Payments, FX and funds markets across the globe.
Barking
Seamless consumtion and payments for Car-Centric services.
ShufflUp
ShufflUp is a hands-off crypto-currency algorithmic trading platform for less-skilled investors
Rebellious Software
Software development company focused on making games that make you think.
Cashila
Bitcoin payment gateway. Pay with Bitcoin to euro bank accounts.
TransferFast
TransferFast moves money between banks quickly and safely.
Pay[in]
Pay [in] is a simple and intuitive application that allows you to pay for public transport with your mobile or wearable.
CryptoUnify
CryptoUnify is a single intelligent platform connected to all the best cryptocurrencies services
ViralTrade
ViralTrade develops a trading platform, focusing on transparent exchange market.
PlayCrowd
The world's first geolocation cash treasure hunt adventure. Interact with the real world, compete vs. others and win 000s of cash prizes.
Serrala
Serrala is an international provider of solutions for inbound and outbound payments and related finance processes.
InnoPlanner
InnoPlanner is a 3D interior decorating software built for designers, architects, retailers and manufacturers.
Drooms
Leading virtual data room provider in Europe, enables fast and effective due diligence and solutions for the entire lifecycle of assets.
Diramics
Diramics as a spin-off from ETH Zurich to bring the ultra low noise pHEMT technology from research to the market.
Marvao Medical
Marvao Medical Devices develops, manufactures, and markets medical devices that reduce the risk.
In Touch Networks
In Touch Networks is a award-winning technology business that is transforming the way businesses recruit and people develop.
Service at Home
Service at Home is an online marketplace for users to find and book home services based on type, location, and availability.
BlockState
BlockState is a Swiss security token platform for non-bankable assets such as SME equity and debt or real estate.
Paysera
Paysera is a licensed electronic money institution providing online payment services globally.
Skeeled
Recruitment software designed to support HR departments with a disruptive approach to digitalise and automate the first steps of recruitment
iqinsider
In any field there are many brands that are fighting for first place in the consumer's mind and soul.
HEE Photonics Labs
HEE Photonics Labs is a space research and development platform.
The Telepass Group
Telepass offers urban and extra-urban mobility services.
Fin.do
Fin.do app allows instant money transfers in any currency, avoiding bank's high fees and exchange rates.
EKWB
EKWB is a company dealing with products for liquid cooling for various applications.
QUALITANCE
We develop revolutionary digital solutions that leverage next-generation technology - AI, machine learning, blockchain, IoT, AR, VR.
Liquineq
Blockchain-based solution for global banking
Klockner Pentaplast Group
Klockner Pentaplast Group is among the world's largest suppliers of films for pharmaceutical, medical devices specialty applications.
AmmbrTech
Designer and developer of decentralized hardware and software products
Colmore
Colmore provides Industry-defining solutions for the fintech era, designed to give investors more control, clarity and confidence.
Download a carefully-curated .csv of over 9,200+ fast-growing European tech companies you can research, apply to and do business with.
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