51 Best Payments Startups in United States to Watch in 2025

The Definitive Seedtable Ranking of Payments Startups in United States

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 53 start-ups with an aggregate funding of $7.0b. The average funding per company in this subset is $136.5m.

Last update to the database: Feb 18, 2025. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

3

Funding Rounds

$17.5m

Money raised

Numerai is a hedge fund with stock market trades determined by crowdsourced artificial intelligence models. The best models receive rewards in the form of a cryptographic token called Numeraire (NMR) on the Ethereum blockchain.

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

2

Funding Rounds

$3.1m

Money raised

Moon is a crypto payment platform.

Key people:

9

Funding Rounds

$342.9m

Money raised

ProducePay is a new tech-based cash flow solution that provides domestic and foreign fresh produce farmers (growers) who ship to the U.S. with immediate access to distribution and financing. ProducePay's solutions provide the working capital fresh-produce growers? need to complete their harvest and grow. By leveraging our international network, ProducePay connects clients with interested fresh produce buyers and distributors. Interested distributors receive connection to a growing list of international farmers who might otherwise feel limited by current financing options.

Key people:

6

Funding Rounds

$525.0m

Money raised

Forter is a E-Commerce fraud detection platform founded in 2013 by Michael Reitblat, Liron Damri and Alon Shemesh.

Key people:

8

Funding Rounds

$587.0m

Money raised

Upgrade is a neo-bank offering affordable credit to consumers.

Key people:

4

Funding Rounds

$176.3m

Money raised

Step is a digital banking service built for teens.

Industries:

Key people:

5

Funding Rounds

$13.9m

Money raised

YayPay is an easy-to-use, cloud-based predictive accounts receivable automation solution that leverages machine learning and automatic payment communications to accelerate collections. This enables finance and AR teams to eliminate and streamline the manual effort associated with following up on late invoices and reporting on AR metrics. YayPay integrates with multiple accounting, ERP, billing, and CRM applications, for a complete look into the collections process, and helps organizations better predict cash flow and increase revenue. YayPay makes collecting money, fast, easy and highly predictable. Headquartered in New York, New York, YayPay has employee across the U.S. with additional locations in Detroit, Michigan, MI and San Francisco, CA.

5

Funding Rounds

$327.4m

Money raised

An application that allows its users to pay bills online using their own credit cards. It is located in Sydney, Australia and was founded in 2017.

Location:

Key people:

2

Funding Rounds

$209.0k

Money raised

SnowShoe is a company founded in 2010 by Claus Moberg.

Location:

Key people:

2

Funding Rounds

$5.0m

Money raised

BTCC is a company offering a platform for exchanging cryptocurrencies and holding digital currencies in cryptocurrency wallets.

Key people:

8

Funding Rounds

$928.0m

Money raised

SpotOn is a company founded in 2017 by Doron Friedman, Matt Hyman and Zach Hyman.

5

Funding Rounds

$80.0m

Money raised

Veem is a San Francisco-based financial technology company creating a platform for business to business payments.

6

Funding Rounds

$274.5m

Money raised

Dashlane is a password manager software company founded by Emmanuel Schalit, Alexis Fogel, Guillaume Maron and Jean Guillou.

Key people:

3

Funding Rounds

$35.7m

Money raised

A company offering a software platform for processing premiums, claims, and payments for the insurance industry.

2

Funding Rounds

$3.4m

Money raised

Pay By Group is a company founded in 2012 by Camilo Acosta.

6

Funding Rounds

$407.0m

Money raised

Current is a neobank based in United States offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. Current currently accepts to open mobile bank accounts for residents of United States.

Key people:

2

Funding Rounds

$46.5m

Money raised

Tool to play all Bitcoin games and use any Bitcoin Lightning apps

4

Funding Rounds

$15.3m

Money raised

Founded in 2009 and based in Portland, Oregon, Simple combines innovative technology, impeccable user experience, and expertise in behavioral economics to help customers spend smarter and save more. Acquired by BBVA.

Industries:

Location:

7

Funding Rounds

$302.2m

Money raised

Chipper is the largest mobile cross-border money transfer platform in Africa.

Key people:

3

Funding Rounds

$47.2m

Money raised

Token is a blockchain and software development company creating an API that enables banks and third parties to have PSD2 compliance, aggregate data, and make direct bank payments.

2

Funding Rounds

$6.3m

Money raised

Gyft is a company offering a platform for users to purchase and manage gift cards online from their mobile phone.

1

Funding Rounds

$2.7m

Money raised

A company providing a digital bank to people who relocate to the United States. Its financial products include savings account, checking account, and credit card.

Key people:

1

Funding Rounds

$4.0m

Money raised

Galoy is a company founded by Chris Hunter.

2

Funding Rounds

$17.0m

Money raised

Umba is a financial technology company founded in 2019 by Tiernan Kennedy.

Key people:

3

Funding Rounds

$43.0m

Money raised

Atlas is a San Francisco-based company founded in 2019 by Patrick Mrozowski.

Key people:

2

Funding Rounds

$5.0m

Money raised

Qwil is a company founded in 2015 by Trevor Branon, Paul Tiplady and Johnny Reinsch.

1

Funding Rounds

$4.0m

Money raised

Plate IQ is a company automating restaurants' invoice processing.

1

Funding Rounds

$27.0m

Money raised

Beam is a company founded in 2012 by Serdar Nurmammedov.

2

Funding Rounds

$8.4m

Money raised

Simplex is a company founded in 2014 by Netanel Kabala, Nimrod Lehavi and Erez Shapira.

3

Funding Rounds

$65.4m

Money raised

RoadSync is a cutting-edge, digital payment platform for the transportation industry. By enabling more secure & efficient payment acceptance, RoadSync streamlines the payment experience for warehouses, freight handlers and repair/tow merchants alike. Save time and money with RoadSync.

1

Funding Rounds

$4.0m

Money raised

DigiBuild Software is a Chicago-based software company developing construction management and data insights for the construction industry.

1

Funding Rounds

$1.0m

Money raised

Gas Pos is a company founded in 2015 by Joshua Smith, Nannette Smith and Cameron Hogan.

5

Funding Rounds

$410.3m

Money raised

Clarify Health Solutions is a company founded in 2015.

2

Funding Rounds

$3.5m

Money raised

Developer of a blockchain-based financial platform intended to provide decentralized financial products. The company specializes in offering access to profitable financial products, without a bank.

Location:

Key people:

1

Funding Rounds

$7.0m

Money raised

Ansible Labs builds a payments platform for blockchain accounts.

Key people:

1

Funding Rounds

$120.0k

Money raised

Gilded is a company founded in 2018 by Gil Hildebrand, Ken Gaulter and Raina Casbon-Kelts.

Key people:

2

Funding Rounds

$18.1m

Money raised

CryptoProject is a blockchain company founded in 2013 by Petr Volokov.

1

Funding Rounds

$5.4m

Money raised

Cogni is a full-service digital bank.

Industries:

Location:

1

Funding Rounds

$15.0m

Money raised

nsKnox is a provider of cooperative cyber security solutions for the financial technology industry.

2

Funding Rounds

$155.0m

Money raised

Finova Financial is a company founded in 2015 by Greg Keough.

1

Funding Rounds

$1.3m

Money raised

Anedot is a company founded in 2010.

1

Funding Rounds

$5.9m

Money raised

Spoko is a company founded by Aliaksandr Horlach.

4

Funding Rounds

$82.4m

Money raised

BasicBlock is a company founded in 2018.

1

Funding Rounds

$96.0m

Money raised

Prepaid Technologies is an expertise with innovative technology to manage efficient payments programs for banks and businesses.

1

Funding Rounds

$20.0m

Money raised

A software company with a focus on developing financial solutions.

1

Funding Rounds

$200.0k

Money raised

TronWallet is a company founded by Dio Ianakiara.

1

Funding Rounds

$4.0m

Money raised

TripleA is an accept crypto payments, grow your business.

1

Funding Rounds

$80.0m

Money raised

Veracity Payment Solutions is a United States-based company founded in 2015.

Location:

1

Funding Rounds

$33.2m

Money raised

Aevi - Do More is a company founded in 2015.

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