69 Fintech Startups in Spain to Watch in 2023
Spain's Fintech sector is booming. This year’s list of the best 69 Spain Fintech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.
Last update: September 12, 2023
Featured companies in Company
Featured
Working capital for businesses.
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Latest Funding
$210 Million · Debt Financing
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Employees
51 to 100
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Investors
Fasanara Capital
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Business Model
B2B
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Industries
Fintech
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Locations
Barcelona
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Contact
•••••@novicap.com
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Featured
Employee benefits management platform.
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Latest Funding
$41 Million
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Employees
51 to 100
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Investors
Balderton Capital, Balderton Capital, Balderton Capital, Target Global, Notion Capital, Octopus Ventures, Notion Capital, Target Global, Octopus Ventures, Speedinvest, Speedinvest, Speedinvest, Sabadell Venture Capital, Speedinvest, Abac Nest, Abac Nest
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Business Model
B2B, SAAS
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Industries
Health Tech, Fintech
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Locations
Madrid
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Contact
•••••@cobee.io
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Featured
Financial planning and treasury management solutions for businesses.
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Latest Funding
$5.5 Million · Series A
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Employees
11 to 50
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Investors
Samaipata Ventures, Samaipata Ventures, 4Founders Capital, 4Founders Capital, 4Founders Capital
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Business Model
B2B
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Industries
Fintech
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Locations
Madrid
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Contact
•••••@embat.io
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Full list of Fintech startups in Spain
ISA-based educational programs.
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Latest Funding
$41 Million · Series A
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Industries
Edtech, Fintech, Hiring and Recruitement
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS, MARKETPLACE
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Investors
Iberis Capital, Giant Ventures, Seedcamp, Sabadell Venture Capital, Armilar Venture Partners
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Contact
•••••@studentfinance.com
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Housfy develops a digital platform designed to sell flats and houses between private individuals.
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Latest Funding
$12 Million
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Industries
Fintech, Proptech & Real Estate, Ecommerce
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Locations
Barcelona
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Employees
51 to 100
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Business Model
B2C
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Investors
Aldea VC, A/O PropTech, Seaya Ventures, DN Capital, ICF Capital
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Contact
•••••@housfy.com
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One-stop-shop for investment solutions powered by a neobanking license for additional mortgages, loans and remunerated account
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Latest Funding
$24 Million · Series B
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Industries
Fintech
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Locations
Madrid
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Employees
51 to 100
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Business Model
B2B, B2C
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Investors
Daruan VC
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Contact
•••••@myinvestor.es
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Marketplace for residential properties.
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Latest Funding
$35 Million
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Industries
Fintech, Proptech & Real Estate
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Accel, Samaipata Ventures, FJ Labs, Extension Fund
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Contact
•••••@vivla.com
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Holded develops a business management software designed to simplify task management.
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Latest Funding
$18 Million · Series B
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Industries
Fintech, CRM
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
Lakestar, Elaia, Nauta Capital
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Contact
•••••@holded.com
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Mobile-first neobank of Spain
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Latest Funding
$13 Million · Series A
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Industries
Fintech, Mobile
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Locations
Madrid
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Employees
101 to 250
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Business Model
B2C
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Investors
Kreos Capital, DN Capital, Founders Future, Speedinvest, Redalpine
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Contact
•••••@bnext.es
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Innovative SaaS tools for asset managers.
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Latest Funding
$50 Million
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Industries
Fintech, Machine Learning
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Locations
Madrid
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Employees
101 to 250
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Business Model
B2B, SAAS
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Investors
SoftBank Group, Seaya Ventures, Kibo Ventures, Mundi Ventures
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Contact
•••••@clarity.ai
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ProntoPiso offers real estate services that provide advise during the buying and selling of properties.
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Latest Funding
$1.9 Million · Seed
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Industries
Fintech, Proptech & Real Estate, Ecommerce
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Sabadell Venture Capital, JME Ventures, Picus Capital, Inveready
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Contact
•••••@prontopiso.com
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Supply chain financing platform for the fashion industry.
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Latest Funding
$9 Million · Series C
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Industries
Fintech, Manufacturing, Supply Chain & Logistics
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Investors
Zubi Capital, Finch Capital, Mundi Ventures
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Contact
•••••@twincocapital.com
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Unnax offers bank aggregation, payments, onboarding, and e-money services through a single API.
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Latest Funding
$8.5 Million · Series B
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Industries
Fintech, Mobile, Data and Analytics, Payments
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Locations
Barcelona
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Employees
11 to 50
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Business Model
SAAS
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Investors
Athos Capital
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Contact
•••••@unnax.com
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Financing platform for real estate professionals.
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Latest Funding
$1.3 Million · Seed
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Industries
Fintech, Proptech & Real Estate
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B
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Investors
Draper B1
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Contact
•••••@holaunibo.com
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The collaborative FP&A solution empowering Finance teams to deliver strategic insights that make an impact (YC W21)
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Latest Funding
$25 Million
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Industries
Fintech, Data and Analytics, Business Intelligence
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Locations
Barcelona
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Employees
101 to 250
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Business Model
B2B, SAAS
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Investors
Creandum, Atomico, FJ Labs, K Fund, Y Combinator
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Contact
•••••@abacum.io
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Elma makes healthcare access a patient-centric and totally personal experience using technology, and running an insurance business.
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Latest Funding
$590 Thousand · Pre Seed
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Industries
Health Tech, Fintech, Insuretech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B
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Investors
Arroba Capital, Mangrove Capital Partners, Extension Fund
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Contact
•••••@elma.care
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Goin is a mobile application to save money easily and take advantage of it without knowing how to invest.
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Industries
Fintech, Mobile
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2C
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Investors
Anthemis, ICF Capital, K Fund
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Contact
•••••@goin.app
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The financial operating platform for online sellers.
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Latest Funding
$13 Million
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Industries
Fintech, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Investors
Sabadell Venture Capital, JME Ventures, Bynd Venture Capital, Inveready
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Contact
•••••@getritmo.com
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Singular Cover is the online insurance for small businesses, made just for you. Simple to understand and buy, in just a few clicks.
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Industries
Fintech, Insuretech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Global Founders Capital (GFC), Extension Fund
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Contact
•••••@singularcover.com
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Tax management platform for consumers.
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Latest Funding
$6.2 Million · Seed
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Industries
Fintech, Creative Tools
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
FJ Labs, JME Ventures, Abac Nest
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Contact
•••••@taxdown.es
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Health insurance platform for migrant workers.
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Latest Funding
$11 Million · Series A
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Industries
Health Tech, Fintech
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Locations
Madrid
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Employees
101 to 250
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Business Model
B2B, B2C
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Investors
Mundi Ventures, 468 Capital
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Contact
•••••@asistensi.com
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Crypto trading platform.
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Latest Funding
$6.3 Million · Seed
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Industries
Fintech, Crypto & web3
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, MARKETPLACE
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Investors
JME Ventures, Conexo Ventures
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Contact
•••••@atani.com
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All-in-one super app for African migrants.
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Latest Funding
$2.3 Million
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Industries
Fintech, CPG & Consumer Goods, Mobile, Payments, Ecommerce
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2C
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Investors
Lanai Partners, Big Sur Ventures, Cabiedes & Partners, ICF Capital, 4Founders Capital
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Contact
•••••@baluwo.com
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Card Dynamics is a Issuer and Merchant partner for the subscription economy.
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Latest Funding
$3 Million · Seed
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Industries
Fintech, Payments
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
Big Sur Ventures
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Contact
•••••@card-dynamics.com
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P&C Neo-insurer. We design, develop, underwrite, distribute (B2C & B2B2C) and manage disruptive insurance across the whole customer journey.
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Latest Funding
$5.8 Million · Seed
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Industries
Fintech, Ecommerce
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2C
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Investors
Stride VC, Bonsai Partners, Inveready
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Contact
•••••@cleverea.com
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Life wins. Really easy life insurance.
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Latest Funding
$1.2 Million · Pre Seed
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Industries
Fintech, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Singular VC
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Contact
•••••@getlife.com
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A single API-platform which allows any business to embed financial services capabilities into their products.
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Latest Funding
$10 Million · Seed
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Industries
Fintech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
Runa Capital, 4Founders Capital, Reus Capital Partners, Y Combinator
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Contact
•••••@hubuc.com
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Ninety Nine is a developer of financial trading platform intended to charge no commission fees.
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Latest Funding
$2.2 Million
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2C
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Investors
Breega Capital, Two Culture Capital
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Contact
•••••@ninetynine.com
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SeQura provides an eCommerce payment solution for retailers that improves conversion rates and secures certainty of payment.
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Industries
Fintech, CPG & Consumer Goods, Mobile, Payments, Ecommerce
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Locations
Barcelona
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Employees
101 to 250
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Business Model
B2C
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Investors
Optimizer Invest
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Contact
•••••@sequra.es
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Weecover facilitates online and digital insurance on-boarding processes for Companies, Customers and Distribution partners.
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Latest Funding
$2.7 Million · Seed
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Industries
Fintech, Ecommerce
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B
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Investors
Nauta Capital
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Contact
•••••@weecover.com
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Crypto Snack is the first DEX iGaming Token launched on the Binance Smart Chain.
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Latest Funding
$50 Million · Series A
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Industries
Fintech, Crypto & web3, Gaming, Payments
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B, SAAS
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Contact
•••••@cryptosnacks.org
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Fintonic is a free application that enables anyone to organize accounts and saving money.
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Latest Funding
$11 Million
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Industries
Fintech, Insuretech, Mobile, Data and Analytics, Personal Finance
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Locations
Madrid
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Employees
51 to 100
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Business Model
B2C
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Contact
•••••@fintonic.com
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Flanks is a Spanish company specialized in providing comprehensive solutions of high added value based on financial data.
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Latest Funding
$2.7 Million
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Industries
Fintech, Data and Analytics
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
JME Ventures, 4Founders Capital
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Contact
•••••@flanks.io
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A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you
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Latest Funding
$1.5 Million · Series A
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Investors
FJ Labs, K Fund, Y Combinator
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Contact
•••••@getfuell.com
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Payflow is a fintech firm that allows employees to instantly access earned wages through a mobile app.
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Latest Funding
$9.1 Million · Series A
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Industries
Fintech, Mobile
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B
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Investors
Seaya Ventures, Force Over Mass Capital, Caixa Capital Risc, Abac Nest, Plug and Play Spain, Y Combinator, Rebel Fund
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Contact
•••••@payflow.es
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Reveni is an instant refund platform for e-commerce that prevents fraud in returns and delivers instant refunds to customers .
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Latest Funding
$2.9 Million · Seed
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Industries
Fintech, CPG & Consumer Goods, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
JME Ventures, Big Sur Ventures, Bynd Venture Capital
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Contact
•••••@reveni.io
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Swipcar is an international car lease broker that offers customized rental offers.
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Latest Funding
$1.8 Million
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Industries
Fintech, Mobility & Transportation, Ecommerce
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2C, SAAS
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Investors
Inveready
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Contact
•••••@swipcar.com
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Tuio is a insurance company that provides digital platform providing house or propety insurance.
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Latest Funding
$3 Million
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Industries
Fintech, Insuretech, Ecommerce
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, B2C
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Investors
Otium Capital, Extension Fund, Cabiedes & Partners
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Contact
•••••@tuio.com
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A life insurance for companies that empowers their employees to live better and boosts their engagement with their peers
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Latest Funding
$3.5 Million · Pre Seed
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Industries
Fintech, Ecommerce
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
SoftBank Group, Kindred Capital, Extension Fund, K Fund
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Contact
•••••@vitaance.com
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Wiserentr offers a renting service of consumer technology integrated at the point of sale of existing e-commerce and telcos.
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Latest Funding
$1.8 Million · Pre Seed
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Industries
Fintech, CPG & Consumer Goods, Payments, Ecommerce, Communications
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
Anthemis
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Contact
•••••@wiserentr.com
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Back-office financial platform.
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Latest Funding
$1.2 Million · Pre Seed
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Investors
4Founders Capital, Y Combinator
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Contact
•••••@snabfinance.com
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Aira system is an AI-based digital system that prevents fraud and automates the processes of inspection.
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Latest Funding
$250 Thousand · Pre Seed
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Industries
Fintech, AI, Insuretech, Legal Tech, Data and Analytics, Business Intelligence, Ecommerce, Identity Management
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
EASO Ventures
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Contact
•••••@aira-system.com
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Coverfy is an insurtech startup on a mission to make insurance easy for everyone.
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Latest Funding
$570 Thousand · Pre Seed
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Industries
Fintech, Insuretech, Mobile, Data and Analytics
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Locations
Barcelona
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Employees
51 to 100
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Business Model
B2B, B2C
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Investors
Seaya Ventures, K Fund
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Contact
•••••@coverfy.com
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Dost automates the process of incoming supplier invoices to help CFOs and Finance Managers of mid-size and large companies.
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Latest Funding
$490 Thousand · Pre Seed
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Industries
Fintech, Business Intelligence
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
Draper B1
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Contact
•••••@mydost.ai
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fonYou transforms carriers into digital, analytics-driven businesses by monetizing customer events.
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Latest Funding
$7.9 Million
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Industries
Fintech, Mobile, Communications
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Locations
Barcelona
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Employees
51 to 100
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Business Model
B2B, SAAS
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Contact
•••••@fonyou.com
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Genasys is a provider of solutions and services based on mobile unit location and geographic data management.
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Latest Funding
$16 Million
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Industries
Fintech
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Locations
Madrid
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Employees
51 to 100
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Business Model
B2B, SAAS
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Contact
•••••@genasys.com
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Helloteca is a fintech from Spain to find mortgages.
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Latest Funding
$800 Thousand · Seed
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Industries
Fintech
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
PADEInvest
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Contact
•••••@helloteca.com
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ID Finance is a FinTech company specializing in online lending in emerging and growing markets.
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Latest Funding
$3.9 Million
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Industries
Fintech, Data and Analytics
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Locations
Barcelona
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Employees
251 to 500
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Business Model
B2B, SAAS
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Contact
•••••@idfinance.com
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Inloc Robotics is an automatic sewer defect detection company that specializes in robotics, computer vision, and artificial intelligence.
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Latest Funding
$6.1 Million
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Industries
Fintech, Hardware, AI, Deep Tech, Robotics, Navigation and Mapping, Manufacturing, Developer Tools
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B
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Contact
•••••@inlocrobotics.com
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Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM
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Latest Funding
$13 Million
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Industries
Fintech, Mobile, Payments
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS, MARKETPLACE
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Contact
•••••@lana.xyz
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Polaroo is a centralized platform that allows its users to manage, optimize, and unify household bills.
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Latest Funding
$1.1 Million · Seed
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Industries
Fintech, Mobile, Payments
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
Plug and Play Spain, Reus Capital Partners
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Contact
•••••@polaroo.com
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Urbanitae is a startup specializing in crowdfunding of large real estate projects.
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Latest Funding
$3 Million · Seed
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Industries
Fintech, Proptech & Real Estate
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, B2C
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Investors
K Fund
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Contact
•••••@urbanitae.com
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Woonivers is a financial service company that provides digital tax-free shopping solutions.
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Latest Funding
$1.7 Million · Seed
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Industries
Fintech, Travel Tech, Community & Lifestyle
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Locations
Madrid
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Employees
11 to 50
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Business Model
SAAS
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Investors
OneRagtime
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Contact
•••••@woonivers.com
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Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users.
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Latest Funding
$620 Thousand · Seed
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Industries
Fintech, Ecommerce, Productivity Tools, Future of Work
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B
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Investors
Ship2B
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Contact
•••••@worldcoo.com
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Mobile payment solution that allows diners to order and pay from their phones by scanning a QR code on their table.
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Latest Funding
$1.4 Million
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Industries
Fintech, Foodtech, Mobile, Payments
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Locations
Barcelona
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Employees
11 to 50
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Investors
Antai Venture Builder
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Contact
•••••@yumminn.com
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Multiverse Computing provides software for companies from the financial industry wanting to gain an edge with quantum computing.
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Latest Funding
$11 Million
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Industries
Fintech, Data and Analytics
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Locations
San Sebastian
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
Quantonation, JME Ventures, Inveready, EASO Ventures
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Contact
•••••@multiversecomputing.com
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Personal Finance Manager and Investing
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Latest Funding
$330 Thousand · Pre Seed
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Industries
Fintech, Mobile
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Locations
Barcelona
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Employees
1 to 10
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Business Model
B2B, B2C
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Investors
Enzo Ventures, Draper B1
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Contact
•••••@balio.app
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Codeoscopic is a consulting firm based in Spain specializing in internet applications and the insurance business.
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Industries
Fintech, Mobile
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Investors
Bonsai Partners, Inveready
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Contact
•••••@codeoscopic.com
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makes it easy to plan, apply and coordinate a mortgage - all from your phone.
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Latest Funding
$890 Thousand · Seed
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Industries
Fintech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B
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Investors
ICF Capital, Nuclio Venture Builder
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Contact
•••••@finteca.es
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Digital urban mobility insurance provider. Insurtech, Mobile App, Insurance, Distribution, MGA, Broker, Spain, Europe, LATAM
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Latest Funding
$900 Thousand · Pre Seed
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Industries
Fintech, Insuretech, Mobility & Transportation, Ecommerce
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Extension Fund, Faraday Venture Partners
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Contact
•••••@gocleer.com
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HandCash is a Bitcoin mobile wallet.
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Industries
Fintech, Crypto & web3, Payments
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Investors
Two Hop Ventures
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Contact
•••••@handcash.io
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Typs gives employees real-time access to their salaries, anytime, anywhere.
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Industries
Fintech, Mobile, Sales and Marketing
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
ICF Capital, Nuclio Venture Builder
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Contact
•••••@typs.com
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Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through
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Latest Funding
$3.3 Million · Seed
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Industries
Fintech, Mobile, Personal Finance
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@arborfintech.com
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Divilo is a B2B financial platform for companies and sole traders
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Latest Funding
$4.7 Million
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Contact
•••••@divilo.io
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Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.
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Latest Funding
$3.7 Million · Series B
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Industries
Fintech, Personal Finance
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@finizens.com
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Gamium is a Web3 and Metaverse technology company building the truly Decentralized Social Metaverse.
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Industries
Fintech, Crypto & web3, Legal Tech, Consumer Social, Identity Management
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B
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Contact
•••••@gamium.world
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LIBEEN is a rent-to-buy PropTech dedicated to making homeownership affordable, easy and flexible to all millennials!
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Latest Funding
$2.7 Million · Seed
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Contact
•••••@libeen.com
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Quipu is a pre-accounting SaaS that simplifies and automates daily business administration for SMB, freelancers and bookkeepers.
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Latest Funding
$2.2 Million · Series A
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Industries
Fintech, Mobile, Business Intelligence
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@getquipu.com
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StockCrowd is a software company that develops the Financial Crowd Management (FCM) software.
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Latest Funding
$2.2 Million
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Industries
Fintech
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Locations
Barcelona
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@stockcrowd.com
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