56 Fintech Startups in Madrid to Watch in 2023
Madrid's Fintech sector is booming. This year’s list of the best 56 Madrid Fintech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.
Last update: September 12, 2023
Featured companies in Company
Featured
Employee benefits management platform.
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Latest Funding
$41 Million
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Employees
51 to 100
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Investors
Balderton Capital, Balderton Capital, Balderton Capital, Target Global, Notion Capital, Octopus Ventures, Notion Capital, Target Global, Octopus Ventures, Speedinvest, Speedinvest, Speedinvest, Sabadell Venture Capital, Speedinvest, Abac Nest, Abac Nest
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Business Model
B2B, SAAS
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Industries
Health Tech, Fintech
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Locations
Madrid
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Contact
•••••@cobee.io
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Featured
Financial planning and treasury management solutions for businesses.
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Latest Funding
$5.5 Million · Series A
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Employees
11 to 50
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Investors
Samaipata Ventures, Samaipata Ventures, 4Founders Capital, 4Founders Capital, 4Founders Capital
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Business Model
B2B
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Industries
Fintech
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Locations
Madrid
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Contact
•••••@embat.io
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Featured
ISA-based educational programs.
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Latest Funding
$41 Million · Series A
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Employees
11 to 50
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Investors
Iberis Capital, Giant Ventures, Giant Ventures, Seedcamp, Seedcamp, Seedcamp, Sabadell Venture Capital, Armilar Venture Partners
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Business Model
B2B, SAAS, MARKETPLACE
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Industries
Edtech, Fintech, Hiring and Recruitement
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Locations
Madrid
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Contact
•••••@studentfinance.com
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Full list of Fintech startups in Madrid
One-stop-shop for investment solutions powered by a neobanking license for additional mortgages, loans and remunerated account
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Latest Funding
$24 Million · Series B
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Industries
Fintech
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Locations
Madrid
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Employees
51 to 100
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Business Model
B2B, B2C
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Investors
Daruan VC
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Contact
•••••@myinvestor.es
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Marketplace for residential properties.
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Latest Funding
$35 Million
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Industries
Fintech, Proptech & Real Estate
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Accel, Samaipata Ventures, FJ Labs, Extension Fund
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Contact
•••••@vivla.com
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Mobile-first neobank of Spain
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Latest Funding
$13 Million · Series A
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Industries
Fintech, Mobile
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Locations
Madrid
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Employees
101 to 250
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Business Model
B2C
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Investors
Kreos Capital, DN Capital, Founders Future, Speedinvest, Redalpine
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Contact
•••••@bnext.es
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Innovative SaaS tools for asset managers.
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Latest Funding
$50 Million
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Industries
Fintech, Machine Learning
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Locations
Madrid
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Employees
101 to 250
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Business Model
B2B, SAAS
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Investors
SoftBank Group, Seaya Ventures, Kibo Ventures, Mundi Ventures
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Contact
•••••@clarity.ai
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Supply chain financing platform for the fashion industry.
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Latest Funding
$9 Million · Series C
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Industries
Fintech, Manufacturing, Supply Chain & Logistics
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Investors
Zubi Capital, Finch Capital, Mundi Ventures
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Contact
•••••@twincocapital.com
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The financial operating platform for online sellers.
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Latest Funding
$13 Million
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Industries
Fintech, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Investors
Sabadell Venture Capital, JME Ventures, Bynd Venture Capital, Inveready
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Contact
•••••@getritmo.com
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Tax management platform for consumers.
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Latest Funding
$6.2 Million · Seed
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Industries
Fintech, Creative Tools
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
FJ Labs, JME Ventures, Abac Nest
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Contact
•••••@taxdown.es
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Health insurance platform for migrant workers.
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Latest Funding
$11 Million · Series A
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Industries
Health Tech, Fintech
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Locations
Madrid
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Employees
101 to 250
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Business Model
B2B, B2C
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Investors
Mundi Ventures, 468 Capital
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Contact
•••••@asistensi.com
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Crypto trading platform.
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Latest Funding
$6.3 Million · Seed
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Industries
Fintech, Crypto & web3
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, MARKETPLACE
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Investors
JME Ventures, Conexo Ventures
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Contact
•••••@atani.com
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Card Dynamics is a Issuer and Merchant partner for the subscription economy.
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Latest Funding
$3 Million · Seed
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Industries
Fintech, Payments
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
Big Sur Ventures
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Contact
•••••@card-dynamics.com
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Life wins. Really easy life insurance.
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Latest Funding
$1.2 Million · Pre Seed
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Industries
Fintech, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Singular VC
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Contact
•••••@getlife.com
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Ninety Nine is a developer of financial trading platform intended to charge no commission fees.
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Latest Funding
$2.2 Million
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2C
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Investors
Breega Capital, Two Culture Capital
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Contact
•••••@ninetynine.com
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Fintonic is a free application that enables anyone to organize accounts and saving money.
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Latest Funding
$11 Million
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Industries
Fintech, Insuretech, Mobile, Data and Analytics, Personal Finance
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Locations
Madrid
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Employees
51 to 100
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Business Model
B2C
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Contact
•••••@fintonic.com
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A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you
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Latest Funding
$1.5 Million · Series A
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Investors
FJ Labs, K Fund, Y Combinator
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Contact
•••••@getfuell.com
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Reveni is an instant refund platform for e-commerce that prevents fraud in returns and delivers instant refunds to customers .
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Latest Funding
$2.9 Million · Seed
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Industries
Fintech, CPG & Consumer Goods, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Investors
JME Ventures, Big Sur Ventures, Bynd Venture Capital
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Contact
•••••@reveni.io
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Tuio is a insurance company that provides digital platform providing house or propety insurance.
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Latest Funding
$3 Million
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Industries
Fintech, Insuretech, Ecommerce
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, B2C
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Investors
Otium Capital, Extension Fund, Cabiedes & Partners
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Contact
•••••@tuio.com
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Wiserentr offers a renting service of consumer technology integrated at the point of sale of existing e-commerce and telcos.
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Latest Funding
$1.8 Million · Pre Seed
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Industries
Fintech, CPG & Consumer Goods, Payments, Ecommerce, Communications
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
Anthemis
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Contact
•••••@wiserentr.com
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Back-office financial platform.
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Latest Funding
$1.2 Million · Pre Seed
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Investors
4Founders Capital, Y Combinator
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Contact
•••••@snabfinance.com
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Aira system is an AI-based digital system that prevents fraud and automates the processes of inspection.
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Latest Funding
$250 Thousand · Pre Seed
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Industries
Fintech, AI, Insuretech, Legal Tech, Data and Analytics, Business Intelligence, Ecommerce, Identity Management
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Investors
EASO Ventures
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Contact
•••••@aira-system.com
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Genasys is a provider of solutions and services based on mobile unit location and geographic data management.
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Latest Funding
$16 Million
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Industries
Fintech
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Locations
Madrid
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Employees
51 to 100
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Business Model
B2B, SAAS
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Contact
•••••@genasys.com
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Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM
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Latest Funding
$13 Million
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Industries
Fintech, Mobile, Payments
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS, MARKETPLACE
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Contact
•••••@lana.xyz
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Urbanitae is a startup specializing in crowdfunding of large real estate projects.
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Latest Funding
$3 Million · Seed
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Industries
Fintech, Proptech & Real Estate
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, B2C
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Investors
K Fund
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Contact
•••••@urbanitae.com
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Woonivers is a financial service company that provides digital tax-free shopping solutions.
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Latest Funding
$1.7 Million · Seed
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Industries
Fintech, Travel Tech, Community & Lifestyle
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Locations
Madrid
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Employees
11 to 50
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Business Model
SAAS
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Investors
OneRagtime
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Contact
•••••@woonivers.com
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Codeoscopic is a consulting firm based in Spain specializing in internet applications and the insurance business.
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Industries
Fintech, Mobile
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Investors
Bonsai Partners, Inveready
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Contact
•••••@codeoscopic.com
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HandCash is a Bitcoin mobile wallet.
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Industries
Fintech, Crypto & web3, Payments
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Investors
Two Hop Ventures
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Contact
•••••@handcash.io
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Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through
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Latest Funding
$3.3 Million · Seed
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Industries
Fintech, Mobile, Personal Finance
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@arborfintech.com
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Divilo is a B2B financial platform for companies and sole traders
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Latest Funding
$4.7 Million
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Contact
•••••@divilo.io
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Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.
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Latest Funding
$3.7 Million · Series B
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Industries
Fintech, Personal Finance
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@finizens.com
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LIBEEN is a rent-to-buy PropTech dedicated to making homeownership affordable, easy and flexible to all millennials!
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Latest Funding
$2.7 Million · Seed
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Contact
•••••@libeen.com
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Devengo is a B2B API that helps its clients orchestrate instant and programmable payouts using latest generation payments' protocols
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Latest Funding
$1.5 Million
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Industries
Fintech, Mobile, Payments
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, B2C, MARKETPLACE, SAAS
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Contact
•••••@devengo.com
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Pensium provides an innovative solution to pay for the assistance of the elderly in a residence or home assistance.
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Latest Funding
$690 Thousand · Pre Seed
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Industries
Fintech, ElderTech
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2C
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Contact
•••••@pensium.es
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API that provides standardised, real-time access to any type of financial asset held by any entity.
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Latest Funding
$540 Thousand · Pre Seed
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Industries
Fintech, Investing
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Contact
•••••@wealthreader.com
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2gether is a collaborative financial platform that accelerate the world's transition to decentralized finance.
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Latest Funding
$1.8 Million
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Industries
Fintech, Crypto & web3, Mobile
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, MARKETPLACE
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Contact
•••••@2gether.global
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Bitstartups is a crowdfunding platform.
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Latest Funding
$190 Thousand · Pre Seed
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Industries
Fintech, Crypto & web3
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, MARKETPLACE
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Contact
•••••@bitstartups.es
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Anonymization tools, synthetic data generation, data products and cross industry solutions powered by best-of-breed artificial intelligence.
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Latest Funding
$530 Thousand · Seed
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Industries
Fintech, AI, Insuretech, Machine Learning, Data and Analytics, Business Intelligence
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@dedomena.ai
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Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers.
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Latest Funding
$600 Thousand · Pre Seed
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Industries
Fintech, Crypto & web3, Agritech, Foodtech, Lending
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Locations
Madrid
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Employees
1 to 10
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Business Model
MARKETPLACE
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Contact
•••••@ethichub.com
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Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects.
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Latest Funding
$1.7 Million
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Industries
Fintech, Proptech & Real Estate
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Contact
•••••@housers.com
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One Click Checkout for Ecommerce
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Latest Funding
$170 Thousand · Pre Seed
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Industries
Fintech, Mobile, Payments, Ecommerce
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Contact
•••••@kupay.co
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LISA Seguros Inteligentes is an insurance distribution platform for professionals, freelancers and companies.
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Latest Funding
$260 Thousand · Pre Seed
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Industries
Fintech, Insuretech, Ecommerce
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2C, MARKETPLACE
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Contact
•••••@lisa-seguros.com
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Micappital automated savings and investments manager in Spain
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Latest Funding
$830 Thousand · Seed
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Industries
Fintech, Personal Finance
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Contact
•••••@micappital.com
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Digital assets custody platform & Crypto-assets as a Service that offers security & tech infrastructure for third parties
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Latest Funding
$1.3 Million
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Industries
Fintech, Crypto & web3
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Locations
Madrid
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Employees
11 to 50
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Business Model
B2B
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Contact
•••••@onyze.com
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Automatised KYC for regulated companies
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Latest Funding
$170 Thousand · Pre Seed
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Industries
Fintech, Insuretech, Legal Tech, Privacy and Security
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Contact
•••••@pibisi.com
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SeeDCash is a liquidity management for small businesses, startups and freelancers.
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Latest Funding
$130 Thousand · Pre Seed
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Contact
•••••@seedcash.es
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Uelz automate & route payment collection by integrating the solution with multiple payment gateways.
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Latest Funding
$1.2 Million · Pre Seed
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Contact
•••••@uelzpay.com
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We unlock energy insights to everyone through energy retailers
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Latest Funding
$510 Thousand · Pre Seed
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Industries
Climate Tech & Green Tech, Fintech, Mobile, Energy & Nuclear
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, B2C
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Contact
•••••@clever.gy
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Finweg provides blockchain-based payment solutions for businesses.
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Industries
Fintech, Crypto & web3, Payments
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B, SAAS
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Contact
•••••@finweg.com
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Kapital100 is a company experts in financing businesses and small businesses
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Business Model
B2B
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Contact
•••••@kapital100.com
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Aplazame is a consumer credit company that provides instant financing service for online purchases.
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Contact
•••••@aplazame.com
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Besepa is a FinTech startup that offers a technology platform.
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Contact
•••••@besepa.com
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Private securities investment for professional investors, with liquidity
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Contact
•••••@bewaterfunds.com
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Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model
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Industries
Fintech
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Locations
Madrid
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Employees
1 to 10
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Contact
•••••@holalucas.com
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Neobank of the Gen Z and Millenial generations
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Contact
•••••@rebellionpay.com
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Zank is a platform where borrowers and lenders come together to make intelligent use of their money.
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Industries
Fintech
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Locations
Madrid
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Employees
11 to 50
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Contact
•••••@zank.com.es
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