52 Fintech Startups in Germany to Watch in 2020

Germany's Fintech sector is booming. This year’s list of the best 52 Germany Fintech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.

The last update was made on January 21, 2023.

Curated by @gonsanchezs

Germany 10+ employees Fast-growing

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Wirecard is fastest-growing digital platforms in the area of financial commerce.

Munich   1001-5000   $1,010,132,753  


Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Berlin   51-100   $206,007,634  


SolarisBank offers a platform that enables digital companies to create custom solutions for their unique financial needs.

Berlin   101-250   $111,216,635  


Billie is a fintech startup that is reinventing the way small businesses manage their working capital.

Berlin   11-50   $49,098,705  


Penta is a digital platform for business banking aimed at SMEs and startups.

Berlin   51-100   $19,822,423  


Taxfix is an app that simplifies complex tax filing systems by offering a chat-like interface only asking users questions that are relevant.

Berlin   101-250   $45,000,000  


Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

Berlin   101-250   $40,000,000  


Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.

Berlin   101-250   $27,746,684  


Bitwala is the bank account of the blockchain economy.

Berlin   11-50   $21,791,654  


Finiata provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology.

Berlin   101-250   $30,929,505  


Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Berlin   101-250   $59,900,000  


Homeday is an online resource for finding a new home and getting in touch with a local realtor.

Berlin   101-250   $23,166,166  


Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.

Berlin   11-50   $5,834,949  


FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.

Frankfurt   11-50   $12,822,195  


Enmacc is an independent OTC energy trading platform that provides sales trading and makes energy trading.

Munich   11-50   $11,034,630  


payever is a unique commerce solution that covers the whole sales cycle, from online shop and point of sale software to payment.

Hamburg   11-50   $810,093  


Finanzguru is an AI based financial assistant.

Frankfurt   11-50   $6,836,974  


PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.

Munich   11-50   $18,000,000  

NAGA Group

The NAGA Group is a fintech company provides access to the best market tools for everyone across the globe.

Hamburg   101-250   $14,310,970  


Metalshub provides a digital marketplace for metals and ferroalloys to promote a more efficient and liquid physical market.

Düsseldorf   11-50   $3,429,825  


Mobile banking & business platform for microfinance

Frankfurt   51-100   $2,250,000  


VEACT is developing applications, processes and products to improve sales success in the car trade market using data-based marketing.

Munich   11-50   $3,040,484  


weekend.com is a travel app exclusively focused on weekend getaways, meta searching and combining best flight and hotels deals.

Düsseldorf   11-50   $6,175,744  


CloudRail is a provider for interoperability solutions for the software as well as industrial automation industry.

Mannheim   43840   $1,308,590  


Reactive Robotics develops intelligent robotics for very early mobilization of ICU patients.

Munich   11-50   $1,500,000  


Tangany provides the European Blockchain infrastructure for companies (B2B SaaS).

Munich   1-10   $221,837  


Siqens is a German start-up which provides self-sufficient energy systems.

Munich   11-50   $2,755,487  


easyfolio is a German financial services company that enables its customers to invest in diversified portfolios.

Frankfurt   1-10   $1,097,222  


Vaamo Finanz AG provides automated investment solutions and financial advice to its clients.

Frankfurt   11-50   $3,764,235  


Fasciotens helps with the open abdomen - increase the odds, reduce the risks.

Cologne     $3,062,931  


StudyDrive is an integrated sharing and discussion platform for students.

Cologne   1-10    


Risk42 Software offers a sophisticated risk management platform for E-Commerce, Telecoms, Financial Services and Banks.

Hamburg   11-50    


Vialytics is a system solution for the road maintenance management of municipalities.

Stuttgart   11-50    


Enscape, a virtual walkthrough of your building is only one click away.

Karlsruhe   11-50    


CrowdDesk provides a SaaS technology platform that enables financial intermediaries and businesses to raise capital online.

Frankfurt   11-50    

Startup Autobahn

Startup Autobahn connects startups with corporate partners to pilot their technology and drive a successful production-ready implementation.

Stuttgart   11-50    


Giromatch offers innovative financial solutions and creates advantages for banks & B2B partners with a fully automated loan solution.

Frankfurt   11-50    


Professional Cloud & Hosting Solutions for global markets

Karlsruhe   11-50    


Online Payment with paydirekt - as natural as your own checking account you're shopping online want, easily and securely pay.

Frankfurt   11-50    

2iQ Research

2iQ is the leading Insider Transaction data provider with a global coverage of 60,000+ stocks.

Frankfurt   51-100    

E-Plus Mobilfunk

E-Plus provides mobile telecommunications and data services in Germany.

Düsseldorf   1001-5000    


Compendor helps financial institutions truly understand the regulations needed to comply with by providing easy to use decisions tools.

Frankfurt   11-50    


d-fine is a consulting firm that offers consulting services that focus on financial risk management, system integration, and more.

Frankfurt   501-1000    


Paperfly is a SaaS for collecting documents, e-signatures, data and payments from your customers.

Münster   11-50    

Home & Smart

Home & Smart is a German web portal for smart home, connected living and e-mobility.

Karlsruhe   11-50    

United Signals

The United Signals is a German company for financial technologies and a specialist in digital asset management solutions.

Frankfurt   11-50    


CECONOMY AG is the leading European platform for companies, concepts and brands in the field of consumer electronics.

Düsseldorf   10001    

DL Technik

DL Technik GmbH offers heating, ventilating, and air conditioning installation services.

Essen   43840    

Thomas Daily

Thomas Daily is a provider of real estate information.

Freiburg   11-50    


powerpay21 is a Global FinTech Network that provides products and solutions for online merchants.



Massenberg offers concrete repair services.

Essen   11-50    

Vectron Systems

Vectron Systems AG manufactures, sells, and installs point of sale (POS) systems.

Münster   161819    

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