6 Best Fintech Startups in Estonia to Watch in 2025

The Definitive Seedtable Ranking of Fintech Startups in Estonia

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 6 start-ups with an aggregate funding of $219.0m. The average funding per company in this subset is $36.5m.

Last update to the database: Feb 18, 2025. See changelog.

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Coorest logo

Coorest

1

Funding Rounds

Coorest is a polygon-based platform offering carbon trading and offsetting.

Industries:

Internet Information technology Apps

Location:

Estonia

Key people:

Veriff logo

Veriff

7

Funding Rounds

$192.3m

Money raised

Veriff is a company founded in 2015 by Kaarel Kotkas.

Industries:

Artificial Intelligence (AI) Computer Vision Biometrics

Location:

Tallinn Mountain View, California Estonia

Key people:

Arf logo

Arf

1

Funding Rounds

$1.3k

Money raised

Arf is a Zug-based company providing a global settlement banking platform with digital asset-based working capital and settlement services.

Industries:

Finance Financial technology Bitcoin

Location:

Zug Estonia Tallinn
Pointship logo

Pointship

1

Funding Rounds

$1.9m

Money raised

Digital assets marketplace for loyalty rewards, game credits and event tickets.

Industries:

Financial technology Software as a service (SaaS) Travel technology

Location:

Estonia

Key people:

ZND logo

ZND

1

Funding Rounds

$20.0m

Money raised

ZND is a digital crypto finance platform founded in 2023.

Industries:

Cryptocurrency Blockchain Software as a service (SaaS)

Location:

Tallinn Estonia
Modularbank logo

Modularbank

1

Funding Rounds

$4.8m

Money raised

Modularbank offers a cloud- based API-first core banking suite

Industries:

Financial technology Finance Technology

Location:

Estonia

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