68 Best Fintech Startups in Berlin to Watch in 2025

The Definitive Seedtable Ranking of Fintech Startups in Berlin

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 110 start-ups with an aggregate funding of $11.2b. The average funding per company in this subset is $164.1m.

Last update to the database: Feb 18, 2025. See changelog.

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8

Funding Rounds

$1.4b

Money raised

wefox is a digital insurance provider and platform that was founded in 2015.

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

4

Funding Rounds

$4.4m

Money raised

App Samurai is a San Francisco-based company that provides mobile marketing technology.

7

Funding Rounds

$54.3m

Money raised

CrossLend is a FinTech company whose mission is to make the private debt space more efficient, transparent, and profitable by providing technology & infrastructure solutions for debt asset transactions.

Key people:

2

Funding Rounds

$3.2m

Money raised

Staking Rewards is an information hub and data aggregator offering investment insights for the crypto staking industry.

Location:

Key people:

6

Funding Rounds

$204.0m

Money raised

Raisin is a Berlin-based company offering a savings and investment marketplace to connect retail customers with banks looking to expand their deposit reach.

Location:

Key people:

12

Funding Rounds

$84.9m

Money raised

Penta is a digital bank account for startups and SMEs in Germany.

9

Funding Rounds

$414.5m

Money raised

A company with an e-commerce website for renting digital devices instead of buying them. It was founded by Michael Cassau in 2015 and is located in Berlin, Germany.

Location:

Key people:

14

Funding Rounds

$902.5m

Money raised

Mambu is a Berlin-based software-as-a-service banking company offering lending and deposit software.

3

Funding Rounds

$3.9m

Money raised

Donut is a Los Angeles and Berlin-based developer of a portfolio management mobile application offering users a chance to save money in a high-interest savings account or invest in cryptocurrency.

Key people:

4

Funding Rounds

$2.9m

Money raised

Aazzur is a Berlin-based financial technology company founded by Philipp Buschmann.

Location:

Key people:

11

Funding Rounds

$759.5m

Money raised

solarisBank is a banking platform empowering finance pioneers. We've built an API-accesible platform to provide companies with modular building blocks to innovate in finance. As a tech company with a banking license, our business model is strictly B2B2C - we're focused exclusively on enabling our partners to offer their end customers world class financial products.

1

Funding Rounds

$1.7m

Money raised

Steady is a Berlin-based, digital media company offering users a place to publish and monetize projects through a membership platform.

9

Funding Rounds

$58.9m

Money raised

Bitwala is a blockchain and software development company offering a platform that allows users to buy and sell cryptocurrencies directly from their bank accounts.

2

Funding Rounds

$44.2m

Money raised

Element Insurance is the leading white-label product factory for insurance and a leader in insurance digitalisation.

8

Funding Rounds

$213.0m

Money raised

Mondu is a B2B payment fintech company.

Location:

Key people:

3

Funding Rounds

$47.2m

Money raised

Token is a blockchain and software development company creating an API that enables banks and third parties to have PSD2 compliance, aggregate data, and make direct bank payments.

10

Funding Rounds

$234.7m

Money raised

Moss is a tech-based payment and credit card platform founded in 2019 by Max Meyer, Stephan Haslebacher, Ante Spittler and Anton Rummel.

4

Funding Rounds

$55.5m

Money raised

Coya is a German digital insurance marketplace.

3

Funding Rounds

$180.0m

Money raised

Moonfare is a digital private equity investment platform founded in 2016 by Steffen Pauls.

Location:

Key people:

3

Funding Rounds

$52.4m

Money raised

Zeitgold is a berlin-based bookkeeping AI startup founded in 2015 by Stefan Jeschonnek, Jan Deepen and Kobi Eldar.

5

Funding Rounds

$293.0m

Money raised

Vivid Money is a neobank based in Germany offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. Vivid Money currently accepts to open mobile bank accounts for residents of Austria, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

Location:

Key people:

7

Funding Rounds

$14.2m

Money raised

Bitbond is an online loan platform backed by cryptocurrencies founded in 2013 by Radoslav Albrecht, Jürgen Walter and Robert Nasiadek.

3

Funding Rounds

$5.5m

Money raised

Hypcloud is a real estate company providing a digital platform for commercial real estate financing.

Location:

Key people:

8

Funding Rounds

$1.7b

Money raised

Trade Republic is a platform for mobile investing.

Location:

Key people:

4

Funding Rounds

$51.0m

Money raised

FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.

2

Funding Rounds

Lendico is a Berlin-based operator of a peer-to-peer lending platform.

4

Funding Rounds

$60.7m

Money raised

Candis is a platform that automates accounting tasks intelligently founded in 2015 by Christian Ritosek, Garik Suess and Christopher Becker.

3

Funding Rounds

$11.6m

Money raised

Circula is an automated app to manage expenses and employee benefits such as meal vouchers that saves about 70% process costs in accounting.

Location:

Key people:

3

Funding Rounds

$53.0m

Money raised

Omni:us is an artificial Intelligence / Machine Learning company founded in 2015 by Sofie Quidenus -Wahlforss.

1

Funding Rounds

Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund

5

Funding Rounds

$22.3m

Money raised

Elucidate is a Berlin-based software as a service platform for quantification, measurement, and reporting of financial crime risk.

Location:

Key people:

3

Funding Rounds

$11.0m

Money raised

Kwara is a Nairobi-based fintech company offering a banking platform tailored for SACCOs (Savings and Credit Cooperative Organizations).

2

Funding Rounds

$7.5m

Money raised

Fastest growing neo-insurer in Europe. Insurance Shaper of the Year 2019; Best Fintech Company 2017

Location:

Key people:

4

Funding Rounds

$31.1m

Money raised

getquin is a social network that connects investors founded in 2020 by Christian Rokitta.

Location:

Key people:

7

Funding Rounds

$350.0m

Money raised

BNPL B2B payment platform.

Location:

Key people:

1

Funding Rounds

$30.0m

Money raised

Kontist is a neobank based in Germany offering Business accounts including a debit card, with all transactions being managed from an iPhone or Android application. Kontist currently accepts to open mobile bank accounts for residents of Germany.

4

Funding Rounds

$58.6m

Money raised

Finoa is a digital asset platform for institutional investors.

Location:

Key people:

4

Funding Rounds

$12.2m

Money raised

Previously known as LeapIN, Xolo is based in Estonia.

2

Funding Rounds

$70.7m

Money raised

FinLeap is a fintech ecosystem offering fintech-specific SaaS solutions to enterprises and stand-alone fintech companies.

Location:

Key people:

5

Funding Rounds

$315.3m

Money raised

Zego is a London-based, on-demand insurance platform providing a range of commercial insurance options for vehicle owners.

4

Funding Rounds

$83.0m

Money raised

Nelly is a financial operating system provider for healthcare industry founded in 2021 by Niklas Radner, Lukas Eicher, Tobias Heuer, Rasmus Schults and Laurids Seibel.

Location:

Key people:

3

Funding Rounds

$23.0m

Money raised

Financial services infrastructure for software businesses.

Location:

Key people:

4

Funding Rounds

$31.7m

Money raised

Tapline is an AI-driven SaaS and subscription financing platform founded in 2021 by Dean Hastie.

Location:

Key people:

3

Funding Rounds

$50.8m

Money raised

Finiata provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology.

Industries:

Location:

1

Funding Rounds

$7.7m

Money raised

OptioPay is a developer of a disbursements platform.

4

Funding Rounds

$169.4m

Money raised

smava is a Berlin-based provider of an online peer-to-peer lending marketplace.

Location:

Key people:

3

Funding Rounds

$11.3m

Money raised

Monite lets neobanks & B2B SaaS platforms add Invoicing, Payables, and other features in 3-5 weeks | Fully Embeddable | Top functionality

Location:

Key people:

4

Funding Rounds

$43.0m

Money raised

Platform that automates financial management for small and medium-sized businesses.

1

Funding Rounds

$14.0m

Money raised

Artificial intelligence system eliminating fraud and increasing customer profits.

Location:

Key people:

2

Funding Rounds

$3.0m

Money raised

Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow

2

Funding Rounds

$8.8m

Money raised

Connector between balance sheet providers and SMEs using digital apps and platforms Developed a bespoke underwriting model tailored for SMEs using digital platforms. The SME loans can be integrated as a fully embedded solution or as an affiliate partner solution Takes care of the middle-layer between banks, digital apps and platforms and the SME cl

2

Funding Rounds

$10.0m

Money raised

Authenteq provides an Omni-Channel identity verification and KYC solution that allows your customers to verify their identity through any channel without compromising their privacy.

1

Funding Rounds

$35.0m

Money raised

Vane is a technology-enabled finance provider dedicated to global digital media companies.

Location:

Key people:

1

Funding Rounds

$24.0m

Money raised

Platform providing easy access to insurance by merging traditional insurance with digital business.

4

Funding Rounds

$6.9m

Money raised

Realxdata is a company founded in 2016 by Iñaki Merino, Daniel Sprünker, Stefan Nusche and Titus Albrecht.

Location:

Key people:

1

Funding Rounds

$2.2m

Money raised

GlassDollar is a corporate startup sourcing founded in 2019 by Fabian Dudek.

Location:

Key people:

3

Funding Rounds

MYNE Homes is a digital platform for co-owning vacation properties founded in 2021 by Nikolaus Thomale.

1

Funding Rounds

$14.5m

Money raised

Building the infrastructure for Climate Action in the finance industry

1

Funding Rounds

$38.0m

Money raised

SaaS platform helping entrepreneurs launch and grow digital businesses with products and automated sales.

3

Funding Rounds

$23.8m

Money raised

Hypatos is a startup focused on automating business processes founded in 2018.

3

Funding Rounds

$19.2m

Money raised

Payrails is a payment operating system founded in 2021.

Location:

2

Funding Rounds

$19.2m

Money raised

All-in-one platform for ESG compliance and sustainability performance management.

Location:

Key people:

1

Funding Rounds

$11.0m

Money raised

Platform enabling merchants to access flexible, fully digital working capital without personal guarantees.

2

Funding Rounds

$3.0m

Money raised

Insha is a neobank based in Germany offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. Insha currently accepts to open mobile bank accounts for residents of Germany.

2

Funding Rounds

$126.5m

Money raised

Re:cap is a financing and data insights platform founded in 2021.

1

Funding Rounds

$1.2m

Money raised

TransactionLink is a no-code automation platform for KYB product development founded in 2020.

1

Funding Rounds

$5.7m

Money raised

Alpakas is a service that delivers groceries with no waste founded in 2021.

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