45 Best Fintech Startups in Barcelona to Watch in 2025

The Definitive Seedtable Ranking of Fintech Startups in Barcelona

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 45 start-ups with an aggregate funding of $723.7m. The average funding per company in this subset is $16.1m.

Last update to the database: Feb 18, 2025. See changelog.

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4

Funding Rounds

$4.4m

Money raised

App Samurai is a San Francisco-based company that provides mobile marketing technology.

8

Funding Rounds

$40.0m

Money raised

Verse is a Barcelona-based payments platform.

Location:

Key people:

6

Funding Rounds

$230.6m

Money raised

Leader in delivering real-world evidence (RWE) and outcomes-based analytics solutions to life science companies and payers.

Key people:

6

Funding Rounds

$78.4m

Money raised

ID Finance is a Barcelona-based company that provides an online marketplace for consumer installment loans.

Location:

Key people:

2

Funding Rounds

$94.2m

Money raised

INARI provides technology software for insurers, reinsurers, MGAs and Lloyd's syndicates on a cloud-based blockchain platform.

3

Funding Rounds

$31.8m

Money raised

Abacum is a helping Finance teams be 10x faster founded in 2020 by Julio Martínez, Jorge Lluch and Julio Martinez.

Location:

Key people:

4

Funding Rounds

$3.2m

Money raised

End-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers.

Location:

Key people:

4

Funding Rounds

$33.2m

Money raised

Flanks is an end-to-end wealth management platform founded in 2019 by Joaquim De la Cruz, Alvaro Morales and Sergi Lao.

Location:

Key people:

4

Funding Rounds

$6.4m

Money raised

Developer of a multi-financial technology platform designed to bridge the gap between lenders and borrowers.

3

Funding Rounds

$7.4m

Money raised

Instant cash refunds through a buy now, pay later-type (BNPL) model.

Location:

Key people:

1

Funding Rounds

$750.0k

Money raised

Reloadly potheyrs the future of cross border digital mobile payments to emerging markets.

Location:

Key people:

2

Funding Rounds

$2.0m

Money raised

Digital urban mobility insurance provider. Insurtech, Mobile App, Insurance, Distribution, MGA, Broker, Spain, Europe, LATAM.

4

Funding Rounds

$33.1m

Money raised

Holded develops a business management software designed to simplify task management.

Location:

Key people:

5

Funding Rounds

$13.3m

Money raised

Elma aims to provide access to healthcare anytime, anywhere and for anyone.

3

Funding Rounds

$29.9m

Money raised

HUBUC is a the next generation of Banking-as-a-service platform founded in 2020 by Hasan Nawaz.

Location:

Key people:

2

Funding Rounds

$1.6m

Money raised

Provider of financial services intended to help SMEs connect with investors and advisors. The company's platform allows the entrepreneurs to look for good funding deals, M&A deals and more, helping the clients to find investors with ease and raise funds for their company.

Location:

Key people:

3

Funding Rounds

$3.8m

Money raised

Unnax enables businesses to access financial-related data from customers in a simple and secure way.

2

Funding Rounds

$2.9m

Money raised

With a medium and long term vision, inbestMe builds its investment portfolio with Exchange Traded Funds (ETFs) adapted to ytheir profile and situation, in an efficient manner, using consolidated academic principles and international best practices in portfolio management.

Location:

2

Funding Rounds

$1.4m

Money raised

Coverfy APP is a free mobile insurance manager that simplifies and solves all insurance-related issues for its users.

1

Funding Rounds

$1.0m

Money raised

Artificial Intelligence company offering cognitive virtual assistant chatbots for businesses

3

Funding Rounds

$3.4m

Money raised

Goin is a mobile application to save money easily and take advantage of it without knowing how to invest.

1

Funding Rounds

$890.0k

Money raised

Finteca is a Barcelona-based fintech firm that offers users 100% digitalised mortgage services.

2

Funding Rounds

$15.8m

Money raised

Platform for carriers to monetize customer events through digital analytics.

1

Funding Rounds

eCommerce payment solution for retailers to improve conversion rates and ensure secure payments.

2

Funding Rounds

$1.7m

Money raised

Financial platform that allows you to manage, optimize and reduce recurring electricity, gas or Internet service bills.

2

Funding Rounds

$2.4m

Money raised

bnc10 employs a Freemium business model with multiple revenue streams.

1

Funding Rounds

$330.0k

Money raised

they have a prototype that aggregates financial information through bank accounts, and their algorithm creates an automatic financial plan that allows the user to achieve their goals.

2

Funding Rounds

$4.4m

Money raised

Pre-accounting SaaS that simplifies and automates daily business tasks for SMBs, freelancers, and bookkeepers.

1

Funding Rounds

$800.0k

Money raised

Finnu is a financial services technology company based out of Barcelona, Spain, giving its users access to affordable asset-backed consumer loans via its mobile app.

1

Funding Rounds

$620.0k

Money raised

Worldcoo is the European social company based in Barcelona, aimed at funding NGO solidarity projects through omnichannel committed companies (ecommerce, banks or retailers).

1

Funding Rounds

$180.0k

Money raised

Michael Zank is a german philosopher founded in 2013 by Oriol Chimenos.

Location:

Key people:

1

Funding Rounds

$3.0m

Money raised

Nomo is a financial tool aimed at freelancers and SMEs, that aims to help users manage their business, controlling their expenses and income, to simplify their life.

2

Funding Rounds

$6.6m

Money raised

Cleverea is an online insurance platform founded in 2019.

2

Funding Rounds

$2.2m

Money raised

Mitto is a debit card and app designed for "Generation Z" teens.

Key people:

3

Funding Rounds

$2.2m

Money raised

Reloadly is a mobile API payments platform founded in 2019.

1

Funding Rounds

$50.0m

Money raised

Crypto Snack is a token and rewards crypto platform founded in 2021.

2

Funding Rounds

$3.3m

Money raised

Banktrack is a treasury management platform for SMEs founded in 2022.

1

Funding Rounds

$290.0k

Money raised

The global tool to digitize cap table, funding simulations, ESOP, investor relations and much more.

1

Funding Rounds

$580.0k

Money raised

DeFi application that simplifies investing in crypto through index and thematic tokens.

1

Funding Rounds

$2.8m

Money raised

Data capturing and processing platform for financial companies.

1

Funding Rounds

$180.0k

Money raised

Platform for users to upload, protect contracts, and receive legal aid for breaches.

1

Funding Rounds

$560.0k

Money raised

Swipcar is a marketplace for customized international car lease offers.

1

Funding Rounds

$590.0k

Money raised

Marketplace for personal loans and quick credits online.

Industries:

Location:

1

Funding Rounds

$1.3m

Money raised

Unibo Neobank is a financing platform for real estate professionals founded in 2021.

1

Funding Rounds

$330.0k

Money raised

tradEAsy is a saas trading builder platform.

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