27 Best Payments Startups in Berlin to Watch in 2025

The Definitive Seedtable Ranking of Payments Startups in Berlin

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 27 start-ups with an aggregate funding of $6.1b. The average funding per company in this subset is $224.7m.

Last update to the database: Feb 18, 2025. See changelog.

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14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

12

Funding Rounds

$84.9m

Money raised

Penta is a digital bank account for startups and SMEs in Germany.

14

Funding Rounds

$902.5m

Money raised

Mambu is a Berlin-based software-as-a-service banking company offering lending and deposit software.

11

Funding Rounds

$759.5m

Money raised

solarisBank is a banking platform empowering finance pioneers. We've built an API-accesible platform to provide companies with modular building blocks to innovate in finance. As a tech company with a banking license, our business model is strictly B2B2C - we're focused exclusively on enabling our partners to offer their end customers world class financial products.

9

Funding Rounds

$58.9m

Money raised

Bitwala is a blockchain and software development company offering a platform that allows users to buy and sell cryptocurrencies directly from their bank accounts.

8

Funding Rounds

$213.0m

Money raised

Mondu is a B2B payment fintech company.

Location:

Key people:

3

Funding Rounds

$47.2m

Money raised

Token is a blockchain and software development company creating an API that enables banks and third parties to have PSD2 compliance, aggregate data, and make direct bank payments.

10

Funding Rounds

$234.7m

Money raised

Moss is a tech-based payment and credit card platform founded in 2019 by Max Meyer, Stephan Haslebacher, Ante Spittler and Anton Rummel.

4

Funding Rounds

$60.7m

Money raised

Candis is a platform that automates accounting tasks intelligently founded in 2015 by Christian Ritosek, Garik Suess and Christopher Becker.

7

Funding Rounds

$350.0m

Money raised

BNPL B2B payment platform.

Location:

Key people:

4

Funding Rounds

$83.0m

Money raised

Nelly is a financial operating system provider for healthcare industry founded in 2021 by Niklas Radner, Lukas Eicher, Tobias Heuer, Rasmus Schults and Laurids Seibel.

Location:

Key people:

3

Funding Rounds

$50.8m

Money raised

Finiata provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology.

Industries:

Location:

3

Funding Rounds

$11.3m

Money raised

Monite lets neobanks & B2B SaaS platforms add Invoicing, Payables, and other features in 3-5 weeks | Fully Embeddable | Top functionality

Location:

Key people:

2

Funding Rounds

$3.0m

Money raised

Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow

1

Funding Rounds

$38.0m

Money raised

SaaS platform helping entrepreneurs launch and grow digital businesses with products and automated sales.

3

Funding Rounds

$19.2m

Money raised

Payrails is a payment operating system founded in 2021.

Location:

1

Funding Rounds

$5.7m

Money raised

Alpakas is a service that delivers groceries with no waste founded in 2021.

1

Funding Rounds

$40.0m

Money raised

Number26 is a company founded in 2013.

3

Funding Rounds

$38.1m

Money raised

Kadmos is a payments platform founded in 2021.

$170.0m

Money raised

Pliant is a corporate credit cards-as-a-service platform founded in 2020.

Location:

1

Funding Rounds

$2.0m

Money raised

Platform that helps freelancers and creators streamline invoicing and get paid instantly.

2

Funding Rounds

$4.4m

Money raised

orderbird AG is a company founded in 2011.

2

Funding Rounds

$6.4m

Money raised

UnitPlus is a cash management solutions provider for SMEs founded by Fabian Mohr, Sebastien Segue and Kerstin Schneider.

Location:

Key people:

5

Funding Rounds

$405.0m

Money raised

solarisBank is a Banking-as-a-Service platform founded in 2016.

1

Funding Rounds

$8.0m

Money raised

Wallet Studio is a digital wallet engagement and automation solution provider founded in 2022 by Anna Bojic, Vinh Hoi Le Chau and Marc Lampe.

Location:

Key people:

1

Funding Rounds

$4.0m

Money raised

Personal finance coach that manages your entire financial life with personalized guidance and automation.

1

Funding Rounds

$1.5m

Money raised

Februar is a payment infrastructure supports Web3 and digital payments founded in 2022.

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