69 Best Insurance Startups in United States to Watch in 2025

The Definitive Seedtable Ranking of Insurance Startups in United States

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 78 start-ups with an aggregate funding of $8.4b. The average funding per company in this subset is $121.7m.

Last update to the database: Feb 18, 2025. See changelog.

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4

Funding Rounds

$583.6m

Money raised

TriNet Zenefits is a software as a service (SaaS) company providing a digital human resources platform for small- and medium-sized enterprises (SMEs).

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

7

Funding Rounds

$617.0m

Money raised

Lemonade is an insurance technology company using artificial intelligence and behavioral economics to offer home and renters insurance.

2

Funding Rounds

$78.0m

Money raised

Trupanion is a Seattle-based provider of pet insurance for cats and dogs in the United States, Canada, Europe, Australia, and Puerto Rico.

6

Funding Rounds

$714.0m

Money raised

An insurance technology offering a platform for companies to manage health insurance policies for their employees.

3

Funding Rounds

$2.9m

Money raised

Artificial Intelligence company using Augmented Reality for collaborative professional services

Key people:

4

Funding Rounds

$20.1m

Money raised

Call analytics platform that uses artificial intelligence to transcribe and analyze sales calls, providing enterprises with actionable feedback to improve the performance of their sales teams.

5

Funding Rounds

$385.5m

Money raised

An insurance technology company offering automobile insurance at a base rate combined with payments for miles driven.

Key people:

3

Funding Rounds

$5.3m

Money raised

An insurance technology company offering a platform for healthcare organizations to access health insurance data to improve their ability to bring new products and services to market.

4

Funding Rounds

$73.0m

Money raised

An insurance technology company offering a platform for insurance claims.

7

Funding Rounds

$610.0m

Money raised

Newfront Insurance is a company that provides technologies that are designed to simplify brokerage processes

Key people:

2

Funding Rounds

$24.5m

Money raised

An insurance technology company offering a platform for employee benefits and insurance.

Key people:

3

Funding Rounds

$127.6m

Money raised

An insurance technology company offering a platform for comparing and purchasing automobile insurance.

3

Funding Rounds

$8.0m

Money raised

Bunker is a San Francisco-based small business insurtech company founded by Chad Nitschke.

3

Funding Rounds

$144.0m

Money raised

An insurance technology company offering a software platform for life insurance.

6

Funding Rounds

$144.3m

Money raised

An insurance technology company offering a platform for consumers to purchase and manage their healthcare expenses.

Key people:

4

Funding Rounds

$1.7m

Money raised

Cyberwrite is a company which develops machine learning solutions and technologies for cyber insurance underwriting, pricing and aggregated risk management.

5

Funding Rounds

$380.0m

Money raised

An insurance technology company offering an online platform for purchasing and comparing insurance.

1

Funding Rounds

$1.8m

Money raised

An insurance technology company offering a telehealth platform for connecting doctors to employees through their company's health plan.

2

Funding Rounds

$25.2m

Money raised

Eligible is a medical billing company founded in 2011 that aims to make it easier for patients to predict how much their health insurance will pay and how much they will pay out of pocket prior to visiting their doctor.

2

Funding Rounds

$62.7m

Money raised

LeaseLock replaces security deposits with insurance. Introducing the Zero Deposit. Renters pay a low monthly fee starting at $19 that insures the property for 6x rent. Renters save thousands of dollars at move-in, while properties convert more leases with better protection. LeaseLock is the first nationwide A-rated (Excellent) lease insurance program. Over 1,000,000 apartment homes protected at Greystar, Equity Residential, United Apartment Group, Lennar Multifamily Communities, and Avenue5 Residential. Over 250,000 student beds protected at Asset Campus Housing, Campus Advantage, Landmark Properties, University Student Living, and Homestead U. KEY BENEFITS Convert more leases by replacing expensive deposits with a low monthly fee. Increase occupancy by capturing quality renters turned away for credit or income. Eliminate losses with protection for up to 6x rent, damages, and turn costs. Our mission is to help the world find "home." Powered by insurance and technology, we're reinventing the way renters and properties transactmaking it faster, simpler, and more cost-effective.

1

Funding Rounds

$750.0k

Money raised

An insurance technology company providing a platform that allows clients to estimate their real out-of-pocket costs when purchasing health insurance.

Key people:

1

Funding Rounds

$15.4m

Money raised

Honeycomb Insurance is an insurance technology company founded by Itai Ben Zaken.

Key people:

4

Funding Rounds

$325.9m

Money raised

Clearcover is a smarter car insurance choice. We deliver the right coverage, when it matters, so you can pay less. Clearcover saves you money by applying advanced technology and only talking to you about insurance in moments that matter - like when you're buying a car, shopping for better insurance rates or managing your finances. With Clearcover, you get the same great coverage as Big Insurance, for up to 40% less per month. Follow along with our progress on Medium: https://medium.com/@ClearcoverInc or on Twitter @Clearcover

Key people:

2

Funding Rounds

$67.5m

Money raised

An insurance technology company offering a platform for comparing and purchasing automobile and property insurance.

2

Funding Rounds

$607.2k

Money raised

An insurance technology company offering software for life insurance management.

3

Funding Rounds

$35.7m

Money raised

A company offering a software platform for processing premiums, claims, and payments for the insurance industry.

1

Funding Rounds

$7.3m

Money raised

An insurance technology company offering artificially intelligent drone software managements systems for insurance companies.

5

Funding Rounds

$403.2m

Money raised

DispatchHealth delivers mobile urgent care in the United States.

3

Funding Rounds

$28.0m

Money raised

Indio simplifies the insurance application process for brokers and their clients. We make it fast, easy, and E&O free, saving your agency time and money. The white-labeled platform comes armed with 5,000+ digitally enhanced "smart"? insurance applications, full e-signature solution, and secure document sharing.

1

Funding Rounds

$15.0m

Money raised

An insurance technology company offering software for life and annuity companies.

Key people:

1

Funding Rounds

$6.0m

Money raised

A software company creating cloud-based enterprise insurance management software.

1

Funding Rounds

An insurance technology company offering a commercial insurance payment platform for people to make recurring charitable donations through their insurance payments.

4

Funding Rounds

$206.5m

Money raised

Ethos Life is an insurance that provides modern and ethical life insurance to protect life.

Key people:

2

Funding Rounds

$29.5m

Money raised

An insurance technology company offering a customer experience health insurance platform.

5

Funding Rounds

$151.0m

Money raised

Hello Heart is a company founded in 2013 by Ziv Meltzer.

Key people:

5

Funding Rounds

$685.0m

Money raised

Fractal Analytics is a United States-based analytics company founded in 2000

Location:

Key people:

1

Funding Rounds

$14.1m

Money raised

An insurance technology company offering a platform for helping companies migrate their group health insurance plans to individual employee health insurance plans.

1

Funding Rounds

$75.0m

Money raised

Ledger Investing is a marketplace for insurance securitization founded in 2016 by Aymeric Rabot, Julien Brissonneau and Samir Shah.

Key people:

8

Funding Rounds

$339.0m

Money raised

At-Bay is a Mountain View, California-based cyber claims management insurance company developing insurance products for cybersecurity.

8

Funding Rounds

$20.9m

Money raised

TCARE is a software platform for preventing burnout for caregivers founded in 2014 by Vijay Anand, Rhonda JV Montgomery, Ali Ahmadi, Linda Miller, Mike Mings and Nate Moore.

1

Funding Rounds

$19.0m

Money raised

A company offering a platform for helping people make health plan decisions.

Key people:

2

Funding Rounds

$92.9m

Money raised

The Pill Club is an company providing birth control services.

1

Funding Rounds

A company offering cloud-based software products for insurance automation and brokerage management.

6

Funding Rounds

$55.4m

Money raised

HOMEE is a technology platform for connecting insurers, policyholders, and skilled service providers in the claims process. The HOMEE platform, in combination with a registered network of 20,000 contractors, is utilized by leading firms in the insurance and warranty sectors.

5

Funding Rounds

$21.7m

Money raised

A company offering a financial platform for managing future financial decisions.

4

Funding Rounds

$50.0m

Money raised

Medical insurance for digital nomads and other work travelers.

Key people:

5

Funding Rounds

$14.0m

Money raised

Inpher is an analytics company.

4

Funding Rounds

$53.0m

Money raised

Artificial Intelligence company developing conversational AI chatbot solutions for businesses to improve customer experience

4

Funding Rounds

$126.6m

Money raised

Cowbell Cyber is a Pleasanton, California-based cyber risk observability and insurance provider for small to medium sized businesses.

2

Funding Rounds

$47.3m

Money raised

BlockApps is an enterprise-grade blockchain platform. Powering business networks founded in 2015 by Kieren James-Lubin, Victor Wong and James Hormuzdiar.

3

Funding Rounds

$156.0m

Money raised

Were the insurance brokerage built for the way you do business. Embroker provides technology that takes the pain out of insurance, offers top-tier service from the best brokers in the game, and partners with the nation's leading carriers to surface policies tailored to your company. It's a new way of thinking about business insurance and it's about time.

1

Funding Rounds

$8.0m

Money raised

A data analytics company for insurers and multi-national industrial companies.

1

Funding Rounds

$10.0m

Money raised

Hi there, my name is Young Alfred. Iïm on a mission to turn the 5 hour nightmare of shopping for home insurance online into an informed 15 minute transaction. With over 40 direct insurance carrier partners already on our platform, Young Alfred is built to serve each and every homeowner in America. At your service, Young Alfred

3

Funding Rounds

$20.8m

Money raised

Notabene builds privacy-preserving compliance tools for financial institutions and crypto companies.

1

Funding Rounds

$4.1m

Money raised

Huckleberry offers simple, fast business insurancepowered by technology. 100% online. 100% easy.

1

Funding Rounds

$55.0m

Money raised

Health IQ is a company founded in 2014 by Munjal Shah, Mark Brenneman, Brett Cooper, Gaurav Suri, Ardaman Singh, Betsy Filson, Chander Sudanthi, Shuo Jiao and Vishal Parikh.

1

Funding Rounds

Leaky is a company providing an auto insurance comparison service.

Key people:

1

Funding Rounds

$7.0m

Money raised

Developer of a digital insurance marketplace platform intended to change the process of the insurance industry by integrating insurance within the home and auto ownership experience. The company's platform integrates directly with lenders and insurance carriers to offer a seamless mortgage process, enabling homeowners to analyze property data and compare insurance quotes with ease.

1

Funding Rounds

$1.9m

Money raised

A company offering software products for retail and general insurance agencies.

2

Funding Rounds

$38.0m

Money raised

Founded in 2018, Sproutt is a platform that offers people a smarter and easier way to buy life insurance. We are reshaping the insurance industry by combining our unique technology and personal touch to offer our customers objective and trusted advice in the most transparent manner.ᅢï3⁄4'ï¿'ï3⁄4 ᅢï3⁄4'ï¿'ï3⁄4 ᅢï3⁄4'ï¿'ï3⁄4 ᅢï3⁄4'ï¿'ï3⁄4

1

Funding Rounds

Zubie is a connected-car platform that provides location tracking, driver scoring, alert and location sharing services.

1

Funding Rounds

$6.0m

Money raised

A funding platform providing crop insurance to farmers in Africa and other countries

2

Funding Rounds

$78.5m

Money raised

Tinubu is the business facilitator and exchange enabler that delivers fluidity and simplicity to the insurance industry by using the strength of collective performance.

1

Funding Rounds

$41.0m

Money raised

Fusion Risk Management focuses on operational resilience encompassing business continuity, risk management, IT risk, and crisis and incident management.

2

Funding Rounds

$1.2m

Money raised

mpathic.ai is a company founded in 2021 by Grin Lord.

1

Funding Rounds

$12.5m

Money raised

CertifID is a company founded in 2017 by Lawrence R. Duthler.

2

Funding Rounds

$64.0m

Money raised

Bold Penguin is an insurance marketplace/comparison platform.

1

Funding Rounds

$80.0m

Money raised

Arceo enables insurers and brokers to better assess, underwrite, and manage cyber risks using curated security data for accuracy and AI for advanced risk assessment.

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