69 Best Banking Infrastructure Startups to Watch in 2026

The Definitive Seedtable Ranking of Banking Infrastructure Startups

We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. We then monitor the list manually leveraging our expertise as founders and investors.

There are 1,007 start-ups with an aggregate funding of $35.7b. The average funding per company in this subset is $517.2m.

Last update to the database: Mar 31, 2026. See changelog.

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6

Funding Rounds

$799.8m

Money raised

A bank offering online banking services with no user no bank fees, and an option to receive direct deposit up to two days early. Chris Britt and Ryan King founded Chime in 2013, and the company is headquartered in San Francisco, California.

7

Funding Rounds

$124.0m

Money raised

Company providing user behavioral analytics for revenue optimization for websites and smartphone applications

Location:

Key people:

5

Funding Rounds

$349.2m

Money raised

HashiCorp is a software company providing tools for developers and security professionals to provision, secure, and run infrastructure for distributed applications for organizations.

Key people:

21

Funding Rounds

$3.8b

Money raised

Klarna is a global digital bank and flexible payments provider founded in 2005 by Victor Jacobsson, Sebastian Siemiatkowski and Niklas Adalberth.

Location:

Key people:

10

Funding Rounds

$1.3b

Money raised

Brex is a credit card company that issues corporate credit cards with no security deposit.

Location:

Key people:

2

Funding Rounds

$336.0m

Money raised

Mysten Labs creates foundational infrastructure to accelerate the adoption of Web3.

Location:

Key people:

9

Funding Rounds

$81.5m

Money raised

Kasisto is a company that develops conversational AI for financial institutions.

Location:

Key people:

3

Funding Rounds

$93.0m

Money raised

Personetics' self-driving finance platform for banks to anticipate a customer's personalized banking needs through artificial intelligence.

Key people:

6

Funding Rounds

$898.4m

Money raised

Wise, previously TransferWise, is a company that offers money transfers services founded by Kristo Käärmann and Taavet Hinrikus.

5

Funding Rounds

$16.7m

Money raised

Tracxn is a research firm that provides information, mostly startup data, for venture capitalists and corporate development offices.

Key people:

20

Funding Rounds

$363.4m

Money raised

Contentful's platform helps teams deliver digital experiences faster with an API-first approach.

Location:

Key people:

1

Funding Rounds

$11.7m

Money raised

White-label custody solutions provider for digital assets on blockchain.

Location:

Key people:

9

Funding Rounds

$312.9m

Money raised

Prosper is an online peer-to-peer lending marketplace connecting people who want to borrow money with individuals and institutions who want to lend money.

1

Funding Rounds

$8.0m

Money raised

Web3 gaming platform and game creator ecosystem with a sustainable economy

13

Funding Rounds

$1.7b

Money raised

Revolut is a London-based Fintech startup and bank offering mobile banking, card payments, money remittance, and foreign exchange services.

Location:

Key people:

14

Funding Rounds

$2.5b

Money raised

N26 is a is a mobile banking company headquartered in Berlin, Germany.

Location:

Key people:

4

Funding Rounds

$126.0m

Money raised

Mercury is a company making banking products for startups based in San Francisco and backed by a16z.

Key people:

4

Funding Rounds

$33.2m

Money raised

Juno, previously known as OnJuno, is a neobanking platform that offers interest-earning personal checking accounts. The platform allows all transactions to be managed from an iPhone or Android application, and users can be paid in cryptocurrency through direct deposit.

7

Funding Rounds

$3.5m

Money raised

Peer5 is an operator of a peer-to-peer (p2p) content delivery network architecture designed to decentralize video viewing experiences for users. The company was acquired by Microsoft in August 2021.

Key people:

10

Funding Rounds

$1.1b

Money raised

Starling is an UK-based mobile-first digital banking startup.

4

Funding Rounds

$13.3m

Money raised

Galgus is a Camas, Seville-based wireless and Wi-Fi technology company developing systems used by OEMs and system integrators for Wi-Fi networks.

Location:

Key people:

12

Funding Rounds

$507.3m

Money raised

Acorns is an Irvine, California-based micro-investing company allowing users to round up consumer purchases and invest the change.

12

Funding Rounds

$914.3m

Money raised

GoCardless is a payments company that developed global payments network based on the bank to bank payment systems. It participated in the S11 cohort of Y Combinator

Location:

Key people:

2

Funding Rounds

$3.2m

Money raised

The first free European open banking API that provides regulated connections to major European banks.

Industries:

Location:

Key people:

8

Funding Rounds

$474.5m

Money raised

Trulioo is a Vancouver-based company offering an electronic identity verification platform.

6

Funding Rounds

$324.5m

Money raised

MoneyLion is a mobile banking platform for borrowing, saving, and investing.

4

Funding Rounds

$118.2m

Money raised

Railsr, formerly Railsbank, is a London-based open-API banking and compliance platform that gives regulated and un-regulated companies access to global bankings.

2

Funding Rounds

$55.0m

Money raised

Strands developed FinTech software that enables banks to offer digital banking using big data, processing, artificial intelligence, machine learning, and open API.

11

Funding Rounds

$588.7m

Money raised

Branch offers microloans through a free-to-download Android app in emerging markets.

Key people:

11

Funding Rounds

$2.4b

Money raised

Creditas is a Brazilian financial technology firm offering secured consumer loans.

Location:

Key people:

4

Funding Rounds

$1.4b

Money raised

Nydig is a provider of bitcoin infrastructure and institutional financial services.

Key people:

3

Funding Rounds

$30.4m

Money raised

IoTium is a provider of secure managed software-defined network infrastructure.

1

Funding Rounds

$54.0m

Money raised

Alkira is a San Jose, California-based network cloud platform provider, offering cloud infrastructure delivered as a service built to help companies design, deploy, and operate hybrid-cloud and multi-cloud networks.

Key people:

9

Funding Rounds

$1.2b

Money raised

Varo is a San Francisco-based mobile banking business allowing customers to pay their bills, cover their expenses and build their wealth.

3

Funding Rounds

$95.5m

Money raised

PlayVS is a company providing a platform for e-sports competitions for high school students.

Key people:

1

Funding Rounds

$55.0m

Money raised

Volusion is an Austin, Texas-based developer of an e-commerce software platform to help businesses build and manage online stores.

Location:

Key people:

4

Funding Rounds

$48.0m

Money raised

Hearsay Systems (formerly Hearsay Social) is a software-as-a-service (SaaS) digital marketing platform for financial services that uses predictive analytics to help financial advisors automate marketing tasks.

Key people:

14

Funding Rounds

$4.1b

Money raised

A financial technology company offering a mobile-first platform for payments through a single API and SDK.

Location:

Key people:

4

Funding Rounds

$8.6m

Money raised

Artificial Intelligence company for real estate site analysis.

3

Funding Rounds

$108.0m

Money raised

WayRay is a Moscow-based developer of holographic augmented reality technologies for the automotive industry.

Location:

Key people:

8

Funding Rounds

$11.6m

Money raised

RoadBotics is a Pittsburgh-based artificial intelligence company.

Location:

Key people:

12

Funding Rounds

$1.2b

Money raised

Greenlight Financial Technology is an Atlanta-based company offering a debit cards for kids parents can manage by app.

11

Funding Rounds

$519.7m

Money raised

Flutterwave is a company designing and developing application programming interface payments across Africa.

Location:

Key people:

8

Funding Rounds

$210.5m

Money raised

A company offering mobile digital identity solutions for businesses.

Key people:

4

Funding Rounds

$148.5m

Money raised

InfStones is a blockchain staking and infrastructure platform that aims to make Web3 ecosystems more accessible.

Location:

Key people:

3

Funding Rounds

$9.3m

Money raised

NSLComm is an Israel-based satellite manufacturing company designing fabric-like, flexible dish antennas that expand in space to offer high throughput communications for small satellites.

Key people:

6

Funding Rounds

$687.3m

Money raised

Qonto is a French online payment institution for freelancers and small and medium enterprises.

Location:

Key people:

6

Funding Rounds

$1.8b

Money raised

Signature Bank is a New York City-based company founded in 2023.

Industries:

Location:

Key people:

8

Funding Rounds

$553.5m

Money raised

Fundbox is a company offering business lines of credit founded in 2013 by Eyal Shinar, Tomer Michaeli and Yuval Ariav.

Location:

Key people:

6

Funding Rounds

$211.9m

Money raised

Keyfactor is a software company that provides cloud-first PKI as a service and crypto-agility solutions.

7

Funding Rounds

$134.0m

Money raised

U.S-based company providing cloud infrastructure for global software and hardware development and deployment.

4

Funding Rounds

$320.5m

Money raised

Jumio is a company offering a platform for identity verification founded in 2010.

5

Funding Rounds

$169.6m

Money raised

Unit is a San Francisco-based company developing a platform that allows companies to integrate banking services into their businesses.

Key people:

1

Funding Rounds

$25.0m

Money raised

Prosimo is a Santa Clara, California-based infrastructure development company offering cloud-computing infrastructure.

16

Funding Rounds

$1.6b

Money raised

Monzo is a digital banking platform founded in 2015 by Jason Bates, Tom Blomfield, Jonas Huckestein and Paul Rippon.

Location:

Key people:

5

Funding Rounds

$88.6m

Money raised

Spacelift is an AI-powered infrastructure orchestration platform founded in 2020 by Marcin Wyszynski.

Location:

Key people:

6

Funding Rounds

$81.0m

Money raised

Developer of an open banking API platform intended to access and interpret data from end-users in an easy and scalable way.

12

Funding Rounds

$84.9m

Money raised

Penta is a digital bank account for startups and SMEs in Germany.

9

Funding Rounds

$646.6m

Money raised

Machine learning platform for data scientists and engineers to help create enterprise AI.

Location:

Key people:

2

Funding Rounds

$108.0m

Money raised

Petuum helps companies create artificial intelligence/machine learning solutions.

Location:

Key people:

3

Funding Rounds

$80.0m

Money raised

Lili is a banking company founded by Liran Zelkha.

Location:

Key people:

1

Funding Rounds

$5.0m

Money raised

User authentication and fraud prevention with biometric Identity-as-a-Service. AimBrain provides face, voice, lipsync, behavior and anomaly detection modules.

2

Funding Rounds

$12.2m

Money raised

Xignite is a cloud-based financial data distribution and market data mangement technology company.

Key people:

2

Funding Rounds

$9.8m

Money raised

dealroom is a Netherlands-based company founded by Yoram Wijngaarde.

Key people:

4

Funding Rounds

$43.5m

Money raised

TechSee is an Israeli technology company that specializes in intelligent visual CX solutions powered by computer vision AI and augmented reality.

Location:

Key people:

10

Funding Rounds

$105.0m

Money raised

Elliptic is a blockchain security company founded by Tom Robinson, Adam Joyce, and James Smith.

Location:

Key people:

4

Funding Rounds

$94.9m

Money raised

Rho is a New York-based digital banking service for entrepreneurs.

Key people:

4

Funding Rounds

$297.2m

Money raised

Neo Financial is a Calgary-based financial technology company founded in 2019.

Location:

Key people:

7

Funding Rounds

$169.9m

Money raised

Zero Hash is a financial services company specializing in digital assets-as-a-service technology.

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