Lending and investments's tech sector is booming. This year’s list of the best 121 Lending and investments tech startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.
The last update was made on January 21, 2023.
Curated by @gonsanchezs
Lending and investments 10+ employees Fast-growing
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Curve
Curve is an Over The Top banking platform that consolidates all bank cards into a single smart card and app.
Monzo
Monzo is a London-based digital-only bank platform.
Klarna
Klarna is an e-commerce payment solutions platform for merchants and shoppers.
N26
N26 offers mobile banking solutions to customers in the European Union through its subsidiary.
eToro
eToro is a social trading and investment marketplace that allows users to trade currencies, commodities, indices, and stocks.
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Seedrs
Seedrs is a UK-based equity crowdfunding platform.
Draper Esprit
Draper Esprit is a Pan-European venture capital fund that invests into disruptive tech companies at the early and growth stages.
Ebury
Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.
iBanFirst
iBanFirst operates as a financial services platform for SMEs.
Mambu
Mambu is an SaaS banking engine powering innovative lending and deposits.
Raisin
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.
OakNorth
The next-generation credit platform that's redefining lending to lower mid-market businesses globally
October
October is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises.
Tink
Tink is a cloud-based platform that provides the infrastructure and data products that are enabling the future of financial services.
Darktrace
Darktrace is an artificial intelligence company for cyber security.
SolarisBank
SolarisBank offers a platform that enables digital companies to create custom solutions for their unique financial needs.
Monese
Monese is an online banking platform that offers quick current account opening for all EU residents.
Tide
Tide is a fintech and banking company that gives time back to business owners, so they can get back to doing what they love.
bunq
bunq is the Bank of The Free. A totally independent bank that makes life easy.
TrueLayer
TrueLayer provides a platform to build financial apps that connect to bank data, verify accounts, and access transactions in real time.
Soldo
Soldo is a multi-user expense account helping companies manage their budgets.
Agricool
Agricool grows local, tasty and pesticide-free fruits and vegetables by recycling shipping containers into urban farms.
Bnext
Bnext is the leading mobile-first neobank of Spain
Revolut
Revolut is a digital banking alternative for instant payment notifications: free international money transfers and global fee-free spending.
Revolut
Revolut is a digital banking alternative for instant payment notifications: free international money transfers and global fee-free spending.
Luxoft
Luxoft is an IT company that works globally to give customers software development, product engineering, and consulting.
Penta
Digital financial solutions for the Italian SME market
Penta
Penta is a digital platform for business banking aimed at SMEs and startups.
Thought Machine
Thought Machine are building Vault, a next-generation core banking system for banks.
Chip Financial
Chip an automatic savings app that does all the hard work to make saving money as easy as spending it.
Pipedrive
Pipedrive is a Web-based Sales CRM.
Satispay
Satispay is a smart payment platform that enables individuals and merchants to send and receive payments.
CrossLend
CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.
Scandit
Scandit develops software for barcode scanning, text and objects recognition, and delivering real-time insights through augmented reality.
BUX
BUX makes it easy and affordable for people to engage in the financial markets through mobile platforms.
ClearBank
ClearBank is the UK’s first new clearing bank in more than 250 years.
Worldcoo
Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users.
Augmentum Fintech
Augmentum Fintech is a venture capital fund with a focus in fast growing and/or high potential FinTech companies in the UK and Europe.
Divido
Divido is a global white label consumer lending platform for financial institutions and multinational retailers.
fintonic
Fintonic is a free application that enables anyone to organize accounts and saving money.
Moneybox
Moneybox is a mobile savings and investment app that enables users to round up their digital spare change into a Stocks & Shares ISA.
Bitwala
Bitwala is the bank account of the blockchain economy.
Starling Bank
Starling Bank provides a mobile banking application and a debit card that enable users to manage their finances.
Tinkoff Bank
Tinkoff Bank is a credit card company and an online bank in Russia.
TotallyMoney
TotallyMoney puts customers right at the center of their credit data, helping them make smarter financial decisions.
Kard
Kard is a mobile banking alternative for the new generation, offering a never-seen-before customer experience that is cool, social & free.
CHRONEXT
Chronext is is a full-service platform for luxury watch trading where clients can buy, sell luxury watches.
Rewire
Rewire develops global digital banking solutions for internationals who manage their lives in two or more countries.
Anyfin
Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo.
Dostavista
Dostavista is a global crowdsourced same-day delivery service.
Anaxago
Anaxago is a brand new crowdfunding platform dedicated to innovative companies.
Mash
One of Europe's fastest growing FinTech companies driving innovation in payments and lending.
Xolo
Xolo is a all-in-one SaaS platform for solopreneurs, bringing together banking, company formation, accounting and compliance.
Decisions
Decisions extends Office 365 with a solution to plan, organize and run successful meetings.
Credimi
Credimi is developing a new product of digital lending targeted to SMEs and institutional investors.
Brickblock
Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund
bonify
Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.
Kreditz
Kreditz real-time credit score based on bank transaction data from the past 12 months.
Holvi
Holvi is digital banking for freelancers and small business owners.
Omnio
Fast and easy device onboarding for industrial IoT solutions
AerCap
AerCap is the global leader in aircraft leasing and aviation finance.
Compte Nickel
Compte Nickel is a service bank account alternative and means of French Payment.
Ohpen
Ohpen is a cloud-based core banking engine. Built by former retail bankers to administer retail investment and savings accounts. Ohpen liberates banks from their legacy systems and processes.
FinLab
FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.
Crypterium
Crypterium mobile app allows instant payments in cryptocurrency. Whatever you can do with your money, you can now do with your crypto.
Capcito
Capcito – Takes invoice financing and SME lending to the next level through technology and applying data-driven decision making.
Startupxplore
Startupxplore is a premium startup investment platform that allows unexperienced and time-savvy investors to diversify their portfolio .
kubit
kubit is developing field proven software for capturing existing conditions into the AutoCAD environment.
Fundsfy
A neobank tailored specifically for investors.
Mitigram
Mitigram is a platform that offers secure, instantaneous interactions across the global trade finance instrument ecosphere.
Tradeplus24
It is specialises in providing Swiss KMUs with state of the art Insurance and Receivables Finance solutions.
Bondora
Bondora is an online platform for fixed-income investments in European personal loans.
CGTrader
CGTrader is the world's preferred source for quality 3D content, optimized for e-Commerce, Gaming, AR/VR, Entertainment and 3D Printing.
Eurazeo
Eurazeo is a private equity and venture capital firm investing in Europe, Asia, and America.
Nordigen
Nordigen is building transaction analytics tools for banks and lenders
Koalaboox
All your small business management and financing solutions - in one app
NDGIT
NDGIT provides the API platform for banking and insurance.
Imagen
Imagen is a modular enterprise video platform that enables content owners to publish and monetize media archives.
Etix Everywhere
Etix Everywhere design, build an operate colocation + turnkey data centers in Europe, Africa, Middle-East and the Americas.
Covr Security
Covr Security meet the growing demand for highly secure, user-centric control over mobile security and digitized personal information.
DEGIRO
DEGIRO provides an online broker platform for all types of investors, clients trade with incredibly low fees on markets worldwide.
FiveDegrees
Five Degrees is a financial technology provider offering real alternative to banks and other financial institutions.
Open Mineral
Open Mineral is an online exchange for physical commodities, connecting buyers and sellers to trade directly, efficiently, and transparently
norbloc
norbloc’s Blockchain KYC products enable Individuals, organizations and regulators to manage and share verified Know Your Customer data
Assure Hedge
Assure Hedge provides automated currency hedging solutions for individuals, businesses and institutions.
additiv
additiv is a provider in the field of digitization of banks, asset managers and insurers.
Linked Finance
Linked Finance offers a new and painless way for Irish businesses to borrow money from a large group of real people.
AdviceRobo
AdviceRobo offers psychographic and behavioural credit scoring and credit decision engines
ANYTIME
New modern banking services for personal and business use
gridscale
gridscale is an innovative technology, creates the basis for sophisticated cloud solutions.
wikifolio
wikifolio is an Austria-based online platform for investment strategies of traders and asset managers.
Dyme
Dyme puts all of your subscriptions in one place. Manage, cancel, and switch your subscriptions from the Dyme app.
CoinLoan
CoinLoan is a trusted crypto-to-fiat lending platform with a P2P economy.
Piwik PRO
Piwik PRO is an analytics and customer data platform tailored to the individual needs of enterprise clients.
Kahoot!
Kahoot! is a game-based learning platform that makes it easy to create, share and play fun learning games or trivia quizzes in minutes.
Sequana Medical
Sequana Medical is a Swiss medical device company providing implantable pump systems to manage fluid balance within the body.
Infogram
Infogram, a software company, develops web-based data visualization app that helps users make beautiful charts, maps and infographics.
SAGE Group
SAGE is a Swiss leading software publisher dedicated to the Wealth Management industry.
Bankify
We specialise in customer-centric mobile banking solutions, which we offer as microservices to financial institutions.
Content Insights
Content Insights is a SaaS editorial intelligence suite providing information on how to have more effective and efficient content production
SemioticLabs
Condition Monitoring service based on Machine Learning and proprietary sensors.
YaClass
YaClass is an edutech startup offering K12 online programs in math, sciences and languages, as well as preparation tests for state exams.
Creavo Medical Technologies
Creavo Medical Technologies is an innovative British company developing diagnostics technology for acute medical settings.
Look&Fin
Look&Fin allows people to invest in companies in exchange for a share of future revenue.
Bloomio
Bloomio is a seed stage crowdfunding capital based on blockchain technology.
Virtualstock
Fast-growing technology company providing digital supply chains solutions across the retail and healthcare sectors.
Paysic
Paysic is the first blockchain-based platform to provide fiat to fiat transactions using blockchain technology.
Dexoc
Custom Software Development Company, Mobile App Development & Azure / AWS Cloud Consulting Services, BizTalk Application Development Company
Koosmik
Koosmik is a Luxembourg-based company whose services span mobile banking, electronic payments and IT consulting.
Deposit Solutions
Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.
Stonestep
Stonestep is a next generation insurance platform offers integrated sales and customer experience tools.
CR2
A leading global channel banking software provider delivering ATM, mobile and internet technology to financial institutions.
Genkyotex
Genkyotex develops innovative drugs to block the NOX enzymes that produce oxygen radicals.
Deliberry
Deliberry is the leading food marketplace in Spain, with a disruptive model that is changing the consumer sector and buying habits.
Airgreets
Airgreets offers professional and complete management of Airbnb rentals.
healthbank innovation
healthbank, a health-related data transaction platform, allows people across the globe to exchange health data in a secure & compliant way
CoreView
CoreView is the global leader in Office 365 management, reporting, monitoring and security auditing solutions.
Mindera
They build high performance, resilient and scalable software systems to enable businesses across locations.
CoinCasso
Multifunctional and democratic exchange. As the first on the market, we give financial benefits to active users.
FaceRig
FaceRig is an upcoming program enabling anyone with a webcam to digitally embody any character they want.
Welltrado
Alternative Investment Marketplace
primeCROWD
Austria's largest network for startup investors
Hot WiFi
Platform that manages guest WiFi with authorization. Provides marketing opportunities and SMS-identification.
LVS Brokers
AI based brokering - connecting banks and lenders to consumers
LNC Therapeutics
LNC Therapeutics is developing gut microbiota directed drugs to target obesity and associated cardiometabolic diseases.
Tangany
Tangany provides the European Blockchain infrastructure for companies (B2B SaaS).
Download a carefully-curated .csv of over 9,200+ fast-growing European tech companies you can research, apply to and do business with.
⚠️ Price goes up to €99 on February 04
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