20 Personal Finance Startups in UK to Watch (and Work for) in 2023
Personal Finance is rapidly transforming the way we think about and interact with the world around us. Across Europe, but particulartly in UK, Personal Finance startups are pushing boundaries, fixing problems worth solving, and reshaping the contours of their industry.
As we get into the end of 2023, we've curated a list of the top Personal Finance startups in UK that are making waves. We update this list monthly by tracking activity in our database of 17,000 technology companies in Europe and sort them dynamically using our Seedtable score, ensuring objectivity.
Changelog
Last update: November 2, 2023. Updated the Investor Score. See changelog .
Rankings are calculated using our Seedtable score – a 1 to 100 score that uses quantitative and qualitative data points (examples are money raised or employees over time) to signal the momentum behind a company. A score closer to 100 indicates a company worth watching closely.
Featured companies in Company
75Featured
Plend is building a better way to borrow where consumers are no longer held back by credit history.
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Latest Funding
$45 Million
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Employees
11 to 50
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Investors
Ascension Ventures, Ascension Ventures, Haatch, Haatch
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Business Model
B2B, B2C, MARKETPLACE
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Industries
Fintech, Business Intelligence, Personal Finance
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Locations
London
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Contact
•••••@plend.co.uk
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64Featured
Freetrade is a challenger stockbroker that offers free share trading in mobile phones.
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Latest Funding
$48 Million · Series B
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Employees
251 to 500
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Investors
Molten Ventures, L Catterton, Molten Ventures, Left Lane Capital
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Business Model
B2B, MARKETPLACE
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Industries
Fintech, Mobile, Personal Finance
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Locations
London
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Contact
•••••@freetrade.io
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59Featured
Clim8 Invest provides an app that allows individuals to invest in industries that work towards fighting climate change.
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Latest Funding
$2.8 Million
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Employees
11 to 50
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Investors
7percent Ventures
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Business Model
B2B
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Industries
Climate Tech & Green Tech, Fintech, Investing, Personal Finance
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Locations
London
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Contact
•••••@clim8invest.com
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Full list of Personal Finance startups in UK
54Penfold is a pension management company that assists its users in tracking their pensions.
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Latest Funding
$8.4 Million · Series A
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Industries
Fintech, Mobile, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2C
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Investors
Force Over Mass Capital, CPT Capital, Plug and Play Spain, Portfolio Ventures
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Contact
•••••@getpenfold.com
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50Currensea is a multi-currency debit card provider that links with their existing bank account allowing money transfers internationally.
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Latest Funding
$2.7 Million
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Industries
Fintech, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2B, B2C
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Investors
Blackfinch Ventures
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Contact
•••••@currensea.com
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50Tulipshare is the first activist investment platform, with a focus on impactful project to make this planet better.
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Latest Funding
$11 Million · Seed
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Industries
Climate Tech & Green Tech, Fintech, Investing, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2B, B2C, MARKETPLACE
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Investors
Eurazeo, Speedinvest
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Contact
•••••@tulipshare.com
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43Cassini Systems is a new financial technology company.
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Latest Funding
$21 Million
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Industries
Fintech, Business Intelligence, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2B, SAAS
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Contact
•••••@cassinisystems.com
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43Fintern is a lending startup looking to offer an AI-driven alternative to costly payday loans.
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Latest Funding
$11 Million · Series A
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Industries
Fintech, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2B
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Investors
Hambro Perks Ltd.
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Contact
•••••@fintern.ai
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40Invstr is a fintech app empowering investors to invest with commission-free investing and banking.
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Latest Funding
$20 Million · Series A
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Industries
Fintech, Mobile, Consumer Social, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2B, B2C, SAAS, MARKETPLACE
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Contact
•••••@invstr.com
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40Netwealth is an online wealth management service that brings together an experienced team, user-friendly technology and lower fees.
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Latest Funding
$16 Million
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Industries
Fintech, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2B
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Contact
•••••@netwealth.com
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40Tymit is a credit company that offers traditional credit cards and a buy now, pay later service.
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Latest Funding
$26 Million
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Industries
Fintech, Mobile, Payments, Personal Finance
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Locations
London
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Employees
101 to 250
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Business Model
B2B
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Contact
•••••@tymit.com
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39Renewable energy & infrastructure deal origination platform
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Latest Funding
$710 Thousand · Seed
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Industries
Climate Tech & Green Tech, Fintech, Energy & Nuclear, Investing, Personal Finance
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Locations
London
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Employees
1 to 10
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Business Model
B2B, MARKETPLACE
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Investors
Charlotte Street Capital
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Contact
•••••@pfnexus.com
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39Rosecut is your financial planning partner and investment manager, that helps you achieve your long-term life goals.
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Industries
Fintech, Mobile, Personal Finance
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Locations
London
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Employees
1 to 10
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Business Model
B2C, FREEMIUM, SAAS
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Investors
Entrepreneur First, QVentures, Pretiosum Ventures
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Contact
•••••@rosecut.com
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39Sprive is a mobile app that helps UK homeowners become mortgage free, faster and save thousands of pounds
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Latest Funding
$690 Thousand · Pre Seed
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Industries
Fintech, Proptech & Real Estate, Mobile, Business Intelligence, Personal Finance
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Locations
London
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Employees
1 to 10
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Business Model
B2C
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Investors
Atomico
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Contact
•••••@sprive.com
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31Delio is a white label technology offering that enables wealth management firms, private banks and other financial institutions.
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Latest Funding
$8.3 Million
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Industries
Fintech, Personal Finance
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Locations
Cardiff
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Employees
51 to 100
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Business Model
B2B, SAAS
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Investors
Octopus Ventures, Plug and Play Spain
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Contact
•••••@deliogroup.com
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31Pynk is where everyday people invest better together.
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Latest Funding
$2.1 Million · Seed
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Industries
Climate Tech & Green Tech, Fintech, AI, Machine Learning, Data and Analytics, Investing, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2C
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Contact
•••••@pynk.io
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31T8 is a wealth management platform that enables the management of investment, finance and payments.
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Latest Funding
$4 Million
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Industries
Fintech, Personal Finance
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Locations
London
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Employees
11 to 50
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Contact
•••••@t8wealth.com
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25Enterprise, cloud native core wealth management SaaS. Launch and run superior digital wealth management propositions faster & cheaper.
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Latest Funding
$800 Thousand · Seed
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Industries
Fintech, Personal Finance
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Locations
London
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Employees
1 to 10
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Business Model
B2B, SAAS
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Contact
•••••@wealthos.cloud
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25Wealthyhood is an online trading application that provides stock market services.
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Latest Funding
$990 Thousand · Pre Seed
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Industries
Fintech, Mobile, Personal Finance
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Locations
London
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Employees
11 to 50
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Business Model
B2C, SAAS
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Contact
•••••@wealthyhood.com
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21Bite is a global FinTech company that provides software-as-a-service to asset managers and enhances connectivity to investors.
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Industries
Fintech, Personal Finance
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Locations
London
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Employees
51 to 100
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Business Model
B2B
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Contact
•••••@biteinvestments.com
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