31 Lending and investments Startups in Germany to Watch in 2020

Germany's Lending and investments sector is booming. This year’s list of the best 31 Germany Lending and investments startups is an eclectic mix of hyper-growth scaleups, small creative startups and everything in between.

The last update was made on January 21, 2023.

Curated by @gonsanchezs

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N26 offers mobile banking solutions to customers in the European Union through its subsidiary.

Berlin   1001-5000   $682,793,075  


Mambu is an SaaS banking engine powering innovative lending and deposits.

Berlin   101-250   $47,960,252  


Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Berlin   51-100   $206,007,634  


SolarisBank offers a platform that enables digital companies to create custom solutions for their unique financial needs.

Berlin   101-250   $111,216,635  


Penta is a digital platform for business banking aimed at SMEs and startups.

Berlin   51-100   $19,822,423  


CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.

Berlin   101-250   $55,027,505  


Bitwala is the bank account of the blockchain economy.

Berlin   11-50   $21,791,654  


Chronext is is a full-service platform for luxury watch trading where clients can buy, sell luxury watches.

Cologne   101-250   $51,629,212  


Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund

Berlin   11-50   $8,742,642  


Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.

Berlin   11-50   $5,834,949  


FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.

Frankfurt   11-50   $12,822,195  


kubit is developing field proven software for capturing existing conditions into the AutoCAD environment.

Dresden   43840    


NDGIT provides the API platform for banking and insurance.

Munich   11-50   $5,699,397  


gridscale is an innovative technology, creates the basis for sophisticated cloud solutions.

Cologne   11-50   $8,114,355  

Deposit Solutions

Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.

Hamburg   101-250   $198,871,071  


Airgreets offers professional and complete management of Airbnb rentals.

Munich   11-50   $1,241,244  


Tangany provides the European Blockchain infrastructure for companies (B2B SaaS).

Munich   1-10   $221,837  


Giroxx makes international transfers simple and inexpensive - with the same security as the banks.

Frankfurt   1-10   $1,708,381  


easyfolio is a German financial services company that enables its customers to invest in diversified portfolios.

Frankfurt   1-10   $1,097,222  


Kirby is a file‑based CMS Easy to setup & Easy to use.

Mannheim   11-50    

Banking One

Predictive Analytics for banks - we predict which customer is interested in what financial product.

Cologne   1-10   $110,401  


Fasciotens helps with the open abdomen - increase the odds, reduce the risks.

Cologne     $3,062,931  


360T is the leading global provider of web-based trading technology.

Frankfurt   501-1000    

Blockwall Management

Blockwall Management is BaFin-registered blockchain venture Capital fund.

Frankfurt   1-10    


GastroHero is a restaurant and kitchen products and appliances retail company.



Raidboxes is a hosting and WordPress management solution for creative agencies, designers, freelancers, and startups

Münster   43840    


CECONOMY AG is the leading European platform for companies, concepts and brands in the field of consumer electronics.

Düsseldorf   10001    

Hidden Founders

A mashup of dev skills and startup experience in an accelerated, bootstrap-friendly leasing package.

Düsseldorf   11-50    

Thomas Daily

Thomas Daily is a provider of real estate information.

Freiburg   11-50    


Massenberg offers concrete repair services.

Essen   11-50    

Vectron Systems

Vectron Systems AG manufactures, sells, and installs point of sale (POS) systems.

Münster   161819    

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